In an increasingly digital world, some financial institutions have had to migrate to the digital world, among them Bradesco bank, creator of the digital bank Next. In the Next digital account, you have access to all the financial services you need without having to leave your home!

So, stay tuned because below we will tell you a little more about how this digital account works, in addition to the advantages and disadvantages. Check out!

Since 2017, the digital bank Next, created by Bradesco bank, has been on the market to bring more comfort and practicality to Brazilians.

This is because, as it is a fully digital bank, it is also aimed at the younger public, with financial services ranging from carrying out online transactions to obtaining your investment portfolio.

Among the services offered are a digital account with a current account, savings account and Visa International debit and credit card, PIX, unlimited and free TEDs, direct debit, loans, mobile recharge and payment of bank slips.

And, in addition, you can make unlimited and free withdrawals at Bradesco branches and the Banco24Horas network.

Also, the application has very interesting tools such as Mimos, with exclusive discounts at partner establishments and the Flow tool to help you control and organize your finances.

By the way, to open a Next account, just install the application and send your personal documents, including proof of address.

Thus, the application has very specific functions, and is very intuitive and you won't have to break your head to use it. In addition to having a fingerprint reader to bring more security when using the Next!

It is indicated for those looking for an account that offers services, for the most part, free of charge.

This is because the services provided by Next are free and you can open an account more easily than in other financial institutions.

So, the Next account limit is up to R$20 thousand. This is because, if you need to move more values above this, you will need to register your biometrics. So, for more information, consult the institution!

Now, let's get to know the advantages and disadvantages of your digital account!

Among the advantages, Banco Next is 100% digital, so you can solve all your questions through the application itself and you don't have to pay any monthly fee for it.

And, in addition, the debit and credit card has a Visa flag, which is the second largest flag in the world, and can be used in other countries and thousands of establishments.

Also, you have access to unlimited and free PIX and DOC transfers, free and unlimited withdrawals and deposits in the Banco24Horas network or Bradesco branches, bank loans, salary portability, cell phone recharge and payment of slips.

Among other advantages, we have discounts and benefits tools, such as Treats and NextShop, in addition to insurance!

So, among the disadvantages, Banco Next does not offer automatic income like most digital banks.

According to the institution's customers, it is also considered difficult to get credit card approval and customer service is poor. Also, the Visa Platinum card charges an annual fee and to unlock the credit card, you need to go to a cashier!

To make the digital account, you must install the application on your cell phone, available for Android or iOS, and follow the recommendations. Thus, you will need some personal data, send proof of address and photo of documents.

So, click on the recommended content below to find out more information about how to open the account!