Nowadays, there are several digital accounts competing for user attention. For this, they offer the most differentiated services always focusing on making people's financial lives simpler. And one such account is the Bitz digital account.

The Bitz digital account is an application developed by Banco Bradesco as an easy access account option. From it, it is possible to carry out various financial transactions quickly, conveniently and free of charge.

And the best part is that you don't need to have any Bradesco account to access this digital account. Here, you create a brand new account and enjoy the benefits it brings.

In the following text, you will learn more about it, the main features, as well as the advantages and disadvantages of having a Bitz digital account. Good reading!

Bitz is a digital account created by Banco Bradesco. Its app was created at the end of 2020 to offer more practicality for the consumer when carrying out their banking transactions.

The digital account is 100% free and offers several advantages for those who choose to use it. The first of them, which is the most valued by the public, is the fact that Bitz offers cashback on all your purchases. 

In this way, every time the digital account is used to make a purchase, you can receive 20% of cashback, and this novelty applies to payments with a physical card, virtual card and even a QR Code.

When creating their digital account at Bitz, the user still has access to a prepaid card with the Elo brand, totally free of fees and annuity. Thus, you can make your purchases in virtual and physical stores without any problems.

In addition, all the money you leave in the account is earning for you. At Bitz, your balance earns 100% of the CDI every day, making it offer you more income than the savings itself.

And by having your Bitz digital account, you can also make TED and DOC transfers for free, in addition, of course, being able to make PIX for anyone and carry out withdrawals at any Banco24horas.

Having a digital account is something that helps to offer more convenience to the user. From there, you can access simpler and more practical ways to make and receive payments.

In this way, the Bitz digital account is an interesting option for those who want to go beyond a digital account. With it you can earn money with your account balance, in addition to receiving cashback on purchases.

In addition, as it is Banco Bradesco's digital account, it is easier to trust. Banco Bradesco has been around for years and is known for being a reliable and safe institution. Therefore, those who want to use a reliable digital account can see Bitz as a good alternative.

By having the Bitz digital account, the user can access a card to make their purchases. This card is only available in prepaid mode. This means that the card limit will be equal to your digital account balance.

Thus, from this function, it is possible to make purchases in physical or virtual stores by choosing the credit option. However, it will be paid in cash using the existing balance in your account.

For you to be able to join the Bitz digital account with complete certainty that you will be choosing the best one for you, you need to know all the positive and negative points that this financial option offers.

Therefore, we separate below the main advantages of the Bitz digital account along with the disadvantages that it may have.

One of the biggest advantages of the Bitz digital account, which makes it stand out from the rest, is the fact that it offers cashback on purchases. That way, every order made on the account card can bring part of the money back to you.

Furthermore, we cannot forget that the account makes your money yield more than savings, making you earn every day. And the fact that it is managed by Banco Bradesco makes it a safe, consolidated and reliable option.

From her application, you can also carry out a series of financial transactions in the palm of your hand. Thus, it is possible to make PIX, TED and DOC for free, in addition to being a completely free digital account, with no opening or maintenance fees.

As much as the Bitz account offers many benefits, it also has some disadvantages.

Despite allowing its users to make withdrawals on the Banco24horas network, Bitz charges a fee for this service. In this way, each withdrawal made may mean that an amount more than what was withdrawn is deducted from your account.

If you like what the Bitz digital account has to offer and you are thinking of using it for your finances, you need to learn how to create your account.

As it is a digital account, its creation process ends up being very practical and fast. With it, you don't need to go to any agency, you only need to download the application and follow all the creation steps.

To know the complete step by step and create a Bitz account, check out the content below!