The proposal that Banco Pan offers to customers is very interesting, because, according to Pan's slogan: for the rush of life, there is a bank that runs with you. Thus, the Banco Pan digital account brings everything you need in a free account with banking services.

In this sense, in this article, we will tell you a little more about how this digital account works, as well as the advantages and disadvantages. Check out!

Initially, Banco Pan is one of the main digital banks in Brazil that offers financial services such as bill payments, bank transfers, PIX, credit and debit cards and several other services without charging for them.

In this sense, the Pan digital account is an account with no monthly fees, which does not require internet, which has a card and also releases more credit when opening your account.

This account is suitable for anyone looking for a free digital account with exclusive banking services, without having to go to a bank branch to make payments, transfers and other services.

So, the Banco Pan account limit was not informed by the institution, because it will depend on the credit analysis carried out by the bank.

In this sense, customers have Banco Pan's emergency limit, which is the account limit and can be used for various purposes, thus it is a type of loan, that is, Pan charges interest to use this emergency limit.

Then, the available amounts will appear just below the balance in the Pan account and the summed amounts are how much you can use, so if you have R$500 in your account and a limit of R$800, you will be able to make payments of a maximum of R$1,300, 00.

Now, let's get to know the advantages and disadvantages of the account. Check out!

Among the advantages of the Banco Pan account, you pay absolutely nothing to open the account, because opening it is completely free.

And, in addition, there are services such as emergency limits in cases of unforeseen health problems, for example. Therefore, the more you use the bank's services and your credit card, for example, the higher your emergency limit will be.

Furthermore, you can count on Poupa Pan, which yields much more than savings, so you can save from R$5 and your money will pay off.

Among other advantages, you can make up to 30 free withdrawals, TEDS and bank slip deposits per month in addition to being able to carry out salary portability.

Despite having several advantages, one of Banco Pan's disadvantages is the charge for withdrawals, TEDS and deposits per bank slip, because after reaching the minimum of 30 per month, an amount of R$2.00 is charged per operation.

Furthermore, despite being very accessible, Banco Pan carries out credit analysis to approve or reject the account opening request.

To make the account, you must install the application on your cell phone, follow the recommendations and start registering your free account at Banco Pan. Therefore, click on the recommended content below to find out more information about it.