If you are married or simply share your accounts with someone else, the Banco Original shared account may be a great option for you.

Recently, Banco Original launched this account option that allows you to open a joint account or add a holder who already has an account at the bank.

That way, you can split your bills and payments with someone else. And the best part is that you don't need to be related to the holder. Just add it and start using all the benefits of this account together.

Therefore, if you liked this option and want to know more, just check the main features and advantages of the digital account in the post below.

Banco Original is a financial institution known for being a fully digital and secure option, as it is regulated by the Central Bank.

In this way, it manages to offer everything that a current account has with the convenience of being able to carry out all operations from your cell phone. So you don't have to queue to pay bills or carry out simple transactions.

Until now, Banco Original offered the possibility of having a digital account with access to debit or credit cards. But, as they are attentive to people's needs, they decided to launch a joint digital account.

In this way, all people who already had an account or who want to create one, can add another holder to that account, with access to an additional card.

In addition, the added holder will be able to carry out all operations on the digital account. Therefore, he will be able to make payments, make transfers, withdrawals and even invest in this shared account.

In this way, those who need to manage money together with someone else will be able to do it easily and also access several advantages in a single shared digital account.

In short, Banco Original's shared digital account is the ideal option for anyone who manages money with their partner.

In this way, those who live together or who have a business alongside another person can open a joint account at Banco Original to facilitate receiving money and paying bills.

This way, everyone can manage their money better and also enjoy the advantages of having a digital account.

At first, having a digital account can offer many freedoms to people. However, it is important to consider that this type of account also has limits on some financial services.

Therefore, in the case of the Banco Original shared account, most of the included services can be performed in an unlimited monthly amount.

That way, you can make as many transfers, withdrawals and issue statements as you want. But, Banco Original adds a limit on the amount of withdrawals made.

Therefore, if you want to make withdrawals at Banco24Horas tellers, you can withdraw a maximum of R$ 1,000.00 per withdrawal. However, you can withdraw as many times as you like.

In this way, you can make several withdrawals in the day of up to R$ 1,000.00 to reach the desired amount. This limit is used simply for security reasons.

In summary, so far you have known the main characteristics of the shared account, but is it really worth it?

To answer this question, it is interesting that you analyze the positive and negative points of this option to get to know it better.

Starting with the positive points, we can highlight here the fact that the Banco Original account is fully digital. In this way, any and all operations can be carried out on your cell phone, tablet or computer.

In addition, in the process of creating the shared account, after some validations and acceptance by the guest, it is completed in a few minutes. 

That way, to add another holder to your account, you don't have to leave your home. The entire process is also done online.

In addition, by having the joint account, the two holders can access all the functionalities of the account. Therefore, it will be possible to make investments, apply for credit cards, make payments, among others.

Finally, we cannot forget that the digital account also offers a points program for you with cashback. Thus, every purchase made on your credit card is equivalent to a score that allows you to receive cash back.

Despite the advantages, Banco Original's shared digital account also has some negative points that need to be known before opting for a joint account.

First, we need to consider that, despite being a digital account, Banco Original still charges fees.

In this way, in order for you to access all financial services, you will need to spend around R$ 24.90 per month for this.

In addition, the bank offers four different credit cards where only one of them offers free annual fee forever. In other options, the annuity is free only in the first year.

Finally, it is also important to know that Banco Original will hardly open an account for those who are negative and that its points program does not allow accumulating miles, since it happens through cashback.

In summary, the Original shared account is an attractive option for those who pay together and would like to control their finances in a single account that is digital.

Therefore, if you liked this account option and want to have it, you need to learn how to open an original shared account.

For this, it is important to know that its process is completely digital and that you can add a holder to the Original account in just a few steps. Learn more about them in the post below!