The Caixa account is a great current account option for those looking for a complete account. This is because it offers several services. Mainly because Caixa is one of the most traditional banks in Brazil.

Therefore, with this account you can monitor all movements and organize your money via internet banking or app. In other words, monitor the balance, view statements and even make PIX and transfers. 

Furthermore, with the cash account you are still entitled to withdrawals. And it's easier to apply for credit if you already have a checking account.

Continue reading and find out all the Caixa account details!

To begin with, we can mention the main features of the Caixa account, so you can familiarize yourself. Basically, Caixa Econômica Federal offers several account options. In today's article, we're going to talk about Caixa's basic current account.

Therefore, this account is completely free. The only fees correspond to transfers via TED or DOC, which is R$10.45. Additionally, if you exceed the service limit for the month, you may be charged certain fees.

But this is not an impediment to having the account. In the case of withdrawals, for example, the account has 4 free monthly withdrawals. In other words, before paying any fees, you will have some free services available.

Furthermore, all account movements can be monitored both via internet banking and the app. This way, you are aware of all transactions carried out. What’s more, you can better organize your financial life.

Furthermore, the Caixa account does not have a specific credit card. However, having a checking account can make credit analysis less bureaucratic. In this sense, you can get a card or a loan.

In short, the account is mainly recommended for those looking for practicality and security. Because Caixa is one of the most traditional banks in Brazil. Therefore, you can access various services with the credibility of the financial institution.

Furthermore, the account is highly recommended for those who receive government aid. As they are normally paid directly into a Caixa account. In this sense, having a current account with this bank can be a good option.

Caixa offers an overdraft limit for its customers. However, this will largely depend on each person’s profile. This way, when you request an account, the institution defines a limit value for your account.

But after all, is it really worth having a Caixa account? Read more and discover the advantages and disadvantages.

In principle, one of the advantages of the Caixa account is that it is one of the most credible banks in Brazil. Therefore, you can already be sure that you will receive a quality service. In addition to a wide range of services.

In fact, if you have a Caixa current account, the chance of receiving a credit offer is much greater. Because the bank will already know your financial habits and can make an offer consistent with your income.

Another advantage is that Caixa has many service points spread across Brazil. Not counting the 4000 branches, it is also possible to receive service at Caixa Aqui branches. They can be lottery shops, pharmacies and even markets.

Furthermore, the account also provides salary portability. In this case, it is another positive point if you want to take out a credit card or loan. This creates a closer relationship with the financial institution.

Unfortunately, a disadvantage of the Caixa account is the fact that it is not yet fully digitized. Although it is possible to monitor transactions and make transfers via the website and app, there are still some face-to-face services.

For example, account opening can only be done in person. Whether at a branch, or at one of the Caixa Aqui correspondents.

As we mentioned above, Caixa Econômica Federal maintains some face-to-face services. And opening an account is one of them. In this sense, to request your Caixa account you must go to a branch or a Caixa Aqui.

Remember to bring a photo ID with you. As well as proof of residence and proof of income. With this, in a few minutes you will have your current account ready to be used.

In this other article, we show you the step-by-step guide to requesting a Caixa account. Read now and find out more!