If you are looking for a good digital account, the BV account can be a great option. That's because it brings together the essential services for your everyday life. In addition to not charging any unfair fees or maintenance fees.

By the way, with the account, you also have access to a credit card with no annual fee. Or, if you prefer, you can pay the fee and have a card with cashback on all your purchases.

In today's article, we'll show you everything about the account. Read on to find out if it's a good fit for you!

First of all, as we already mentioned, the BV account prioritizes practicality. Therefore, this digital bank wants to offer security, speed and lightness for your financial life. Therefore, the application is complete, with everything you need in the palm of your hand.

Also, all transactions can be done directly through the app. Even with the account, you have unlimited withdrawals and transfers. That is, no surprise fees for any transaction you make.

In addition, the BV account also offers the BV Livre card. With it, you pay no annual fee and have access to all the benefits associated with the flag. In this sense, you can opt for Visa or Mastercard.

Therefore, there is also the option of paying an annuity of R$9.90 and acquiring a card with 1% cashback on all your purchases. This is the BV Mais card.

In summary, the account is suitable for anyone who wants to simplify their financial life. That is, to apply for the BV account, you just need to be an individual and have a CPF. Incidentally, it is only possible to create one account per CPF.

Incidentally, due to high demand, the account is currently on a waiting list. However, the bank warns that soon it will be your turn to enjoy the services.

If you are looking for a digital account with a pre-approved limit, BV is a great option. This is because, with this account, you have a loan with reduced rates, for being a customer. That is, if an emergency happens, just check the conditions available in the application.

In addition, it is also possible to renegotiate financing and also make PIX on your credit card. In this sense, the BV bank supports you when you need financial help.

In summary, the BV account has advantages and disadvantages. It's really very personal to understand if she's worth it or not. So, look at the pros and cons to try to make up your mind.

The main advantage of the account is, without a doubt, its application. That's because, all the services that would normally be solved in an agency, go to the palm of your hand. That is, your financial life becomes much more practical.

In this sense, you can make payments, transfers, check and share statements. Also, if you decide to hire the BV card, the app will also be essential. 

Because it is with the app that you can monitor your credit expenses, consult the invoice and even make the payment. In addition, it is also possible to generate a virtual card. Therefore, you make your purchases with much more safety and practicality.

Furthermore, the account provides salary portability. That is, you concentrate your entire financial life in one bank. That way, you avoid any confusion and defaults.

Thus, the disadvantage of the account is that the card without annuity does not have cashback. Therefore, if you want the benefit of cash back, you must hire the BV Mais card. That is, pay a monthly annuity to enjoy the service.

Finally, if you are interested in the BV account, please know that it is very simple to apply for it. As we already mentioned, the purpose of the bank is to bring practicality into your life. And opening an account would be no different.

In this sense, in the article recommended below we detail the step by step to open your BV account. Read on and find out how!