digital account
Discover the BB Conta Jovem account
BB Conta Jovem is aimed at the public between 12 and 21 years old. In addition, proof of income is not required for opening. To find out more, read on and check it out!
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BB Conta Jovem Account: made for minors from 12 to 21 years old
The BB youth account is a type of account made especially for those aged between 12 and 21 who have not yet entered a university.
In this sense, Banco do Brasil provides a way for the guardian to open an account for the minor, with no minimum income requirement.
Anyway, let's learn more about the BB Jovem Account with this exclusive content that we've prepared for you!
open rate | not informed |
minimum income | not required |
rates | not informed |
credit card | No |
Benefits | Debit card |
How to open a BB Conta Jovem account
BB Conta Jovem is for people between 12 and 21 years old, with exclusive benefits. Check out!
Main characteristics of BB Conta Jovem
The BB Jovem account does not require any type of minimum income, which makes BB open doors for all minors to be able to open an account at the Bank from an early age.
Customers will be entitled to a debit card to use the account, a check and some other benefits such as programmed allowance and access to the BB application.
However, it is worth mentioning an important feature here. The account works only in the debit function, that is, it does not offer a credit card or any other line of service of this type.
Who the account is for
The account is strictly indicated for minors from 12 to 21 years old. However, these minors cannot have entered a university.
This is because if the minor has already entered a university, Banco do Brasil's BB Conta Jovem project will lose its meaning, which is to provide financial education and train more young people. In addition, the bank has another specific product for the university public.
Therefore, it is highly recommended for children under 16 years old in which parents want to teach a certain amount of financial responsibility, even though it is available for people up to 21 years old.
What is the limit of the BB Conta Jovem account?
Banco do Brasil does not say exactly, but as the BB Conta Jovem is linked to the person responsible and of legal age, we believe that the account has a similar limit to the standard Banco do Brasil account. However, as already mentioned, we are talking here about a movement limit in the debit function, since this account does not have a credit line.
Anyway, the correct thing to do is to contact the Bank at the time of opening and ask the outstanding questions.
Is the BB Conta Jovem account worth it?
Banco do Brasil is one of the largest in the country, the account offers excellent conditions to young people who are starting their financial life.
Therefore, BB Conta Jovem was created exclusively for educational purposes and as a form of investment. Thus, young people can learn more about financial life and have more autonomy in this matter. Also, having the backing of a large bench behind.
Benefits
Minors between the ages of 12 and 21 will have access to a debit card to make purchases and other activities with the funds available in the account. In addition, you have an application to carry out all bank transactions.
Disadvantages
The first disadvantage is that only for young people over 16 years old does BB release loans, financing and other services that involve paying debts. Furthermore, the BB account for minors is available for minors from 12 to 21 years of age. However, young people over 16 can only open these accounts if they haven't entered a university.
How to create a BB Conta Jovem account?
To open your account, the person responsible for the holder, in the case of a minor, must go to the nearest branch and deliver the documents requested by Banco do Brasil.
Therefore, to open it, it is necessary to present the following documents of the minor and the guardian: identity card and CPF, both original.
Finally, after delivering the documentation, just wait for the process and sign the BB Conta Jovem. Also, if you want more information about the process, read our recommended content below.
How to open a BB Conta Jovem account
Learn how to open your BB Conta Jovem account without bureaucracy.
About the author / Marina Poncio
Reviewed by / Junior Aguiar
Senior Editor
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