Before talking about the Unifisa real estate consortium, it is important to mention that many people still do not know, but the interest rates on financing are higher than normal after some situations that the economy has gone through in recent years.

Given this, the smartest option is to opt for a real estate consortium when buying a property, as there is no interest and much less bureaucracy associated with bank financing.

Unifisa is one of the companies that operates in the market as a consortium administrator and through it you can acquire the home you have always dreamed of without paying any interest and without a down payment.

Therefore, to do this, you need to know how the Unifisa real estate consortium works and its advantages compared to the competition.

Understand all the details of the Unifisa consortium now!

In practice, a consortium is a shared purchase. But don't worry, this doesn't mean that you'll buy the property and share it with other people. In other words, when you join a real estate consortium, you're joining a group of people who are united by the same goal: to own their own home. 

Therefore, the Unifisa consortium is very similar to self-financing, in which all participants pay monthly installments equivalent to the value of the signed contract.

Using this payment system, Unifisa is able to provide a letter of credit containing the total value of the consortium each month to a participant. 

Thus, at the end of the consortium, all participants receive their credit, which must be used to purchase goods such as a house, land, apartment or whatever good they most desire within this segment.

Always remember that in the Unifisa real estate consortium there is no interest, down payments or other undue charges. Instead, the only payment is your installment plus the administration fee, which in the case of Unifisa is 0.11% per month.

By contracting the Unifisa real estate consortium, you can count on the peace of mind and savings of a purchasing system authorized and monitored by the Central Bank of Brazil.

Unifisa usually releases some plans for hiring consortia, in general, the credit values that the company releases range from R$$45 thousand to R$$400 thousand. 

That is, the release of the highest amounts becomes available according to when the consortium member can pay during the 200 months of the total term to make the payments. 

The advantages of taking out a consortium are numerous, such as flexible payments, longer payment terms and even exemption from interest. 

In the Unifisa real estate consortium, in addition to the benefits above, the consortium member also has the following advantages:

There is no set limit for the property you wish to purchase, which is why the consortium is very advantageous. The letter of credit does not limit the purchase of a specific property, as the amount is available for you, the recipient, to spend on the property you want.

The consortium is mainly recommended for those who want to take a step towards their dream of owning their own home, but do not yet have a considerable amount to invest. 

This is because in the Unifisa consortium the minimum installment is R$$250. In this context, the consortium member can very well start paying for his house and prepare to, in the future, guarantee contemplation through the bid.

Furthermore, there are no rules such as minimum income or SPC consultation, as you only need to be over 18 years old and have an active CPF to purchase a share.

To purchase your share and join the Unifisa consortium, you must access the company's official website and run a simulation. From there, the company will contact you and inform you of the best conditions for your case. 

In addition, the company also provides access to the app for all consortium members, where it is possible to monitor the entire consortium situation, monitor payments and have access to exclusive promotions. 

Additionally, if you would like to learn more about the application process, please visit our recommended content below.