Before talking about the Santander real estate consortium, it is important to mention that those people who are looking for a good real estate consortium know how difficult it is to find a good opportunity. Therefore, it is important to remember that the Santander housing consortium is the best option for financing. 

So, for those who are still wondering: what is a consortium? This is a shared purchase model, in which you and another group of people help each other buy property.

That is, a number of individuals or legal entities come together with the aim of paying a monthly amount for a certain period. Until the end of the consortium, all people will be contemplated with their property. 

In this post, we will explain everything you need to know about the Santander consortium, its characteristics and advantages over others in the market. Check it out below!

Banco Santander has been active in the national financial market for years and over all this time, the private institution has managed to reach levels of trust throughout the country. Even though it is headquartered in Greater São Paulo, Santander also reaches most of the 5568 Brazilian municipalities.

In this way, the bank is able to act not only with banking services, but also as a consortium administrator, being a reference in both.

Therefore, the Santander real estate consortium works as a joint purchase system, in which the consortium member initiates payments before receiving his apartment, house or land. In this way, many people usually call the consortium a programmed or joint purchase.

In this context, for the duration of the consortium, people pay a pre-established monthly amount referring to a part of the total value of the property. Thus, with up-to-date payments, everyone competes for a monthly letter of credit from contemplations via draw

Therefore, if you are about to enter into a consortium, you must first know that there is no need to buy the reference good that indicates the value of the credit. That's because you get the credit card and with it you can buy whatever you want, as long as you respect the plan category.

For the real estate consortium, Santander does not inform the limit value. It just indicates that the maximum term is up to 180 months available to pay. It is worth noting that the value offered by the bank depends on the analysis of the customer's needs.

Below are the main advantages of the Santander consortium compared to other options on the market:

With Santander's real estate consortium, you can acquire property of any style within this category. These can be apartments, houses, land, lots, sheds, points of commerce, among others. 

In addition, you can direct the credit amount to carry out renovations on an existing property. That is, there is no limitation on the models or services, as long as your dream is within the maximum value of the consortium.

At Santander there are no restrictions, everyone can participate in the consortia, you just need to be over 18 years old. But, main classes of people who make car syndicates are:

For those who have just started a business, but already see potential growth within their company, planning for the future is not bad at all. You can join a consortium group with low installments and wait for contemplation to expand your store.

The consortium is the best option for those who cannot save some money in the month to buy a good. With payments you have an obligation to be disciplined.

The consortium is a very interesting option for those who just got married and want to build a family in their own home. With self-financing it is possible to buy the house or apartment without the need to finance or make a large investment.

Young people often already have a certain independence but still live with parents or relatives, in which case the real estate consortium can help them start their more independent life.

You can download the Banco Santander application (Android and iOS) or go directly to the official website of the institution, in both options it is possible to simulate and automatically contract the consortium. 

If you are an individual, for more information, on business days from 8 am to 8 pm, except holidays, contact Santander through the following channels:

In the case of companies, the contact numbers are different, see the numbers below:

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