Has it ever crossed your mind that you don't have to pay rent? If so, you've probably gone through some perrengues with the bills to buy your own home or even land. You are not alone. Many people often go through the same situation, even if it is not necessary, because the Porto Seguro real estate consortium can help you.

Some people still don't know the consortium, but this is one of the smartest ways to buy a high-value asset, such as houses or apartments. We have prepared a complete guide on this subject and in it we will address the Porto Seguro consortium and its advantages!

Keep it up with us and happy reading!

Very similar to other consortium modalities, the Porto Seguro real estate consortium offers several plans for those interested in escaping rent.

Real estate self-financing works in a very similar way to standard financing: the consortium member pays monthly installments to acquire the property. Therefore, the big difference is that, in this case, we have several people within the same consortium group and both help each other to fulfill the dream of owning their own home.

In turn, the administrator of the consortium fund, Porto Seguro, manages the monthly payments to draw a letter of credit each month to one of the participants in the group.

Contemplation is the moment that all members are waiting for. Therefore, it can happen by drawing lots, as we said above, or by bidding. In this last modality, the consortium anticipates some payments to receive the letter without counting on luck.

In addition, the Porto Seguro consortium does not charge interest and much less requires entry to participate in a raffle plan. Instead, the only requirement is that you pay the installments, otherwise you will not have access to the letter of credit in cases of contemplation.

The values released by the Porto Seguro real estate consortium range from R$70 to R$560 thousand. The consortium member who receives the contemplation does not necessarily need to buy the same reference property of the contract. 

Instead, you can buy any property of your choice, as the credit is fully credited to your account. It is worth remembering that many contemplated get lower prices by opting for cash purchase.

The main advantages of the Porto Seguro real estate consortium are:

In addition, we can highlight that Porto Seguro offers some other differentials such as good service, less bureaucracy and accessibility.

This is usually a positive point of consortia in general and not just Porto Seguro. Do you know when you decide to finance something good? Generally, you pay an amount X that can even correspond to the value of another good in the same segment, but you cannot exchange it. 

In the consortium it is different, as the contemplation is in credit, you can purchase any good available in the market, as long as it is from the same segment as the consortium. In the case of real estate, it is possible to buy houses, apartments, land, lots, sheds, slabs and other buildings in the segment.

The consortium is mainly indicated for those who want their own home, but are in no hurry to make it a reality. Because contemplation by lottery can often take a while.

In addition, it is necessary to reach the age of majority to be able to sign a contract with individuals or legal entities, thus, only adults can contract the Porto Seguro consortium. 

If you already have some money saved to make a good bid and anticipate contemplation, the consortium is also a good option. In this way, the participant receives his good faster. 

In general, these are the profiles of the consortium members.

First, before hiring Porto Seguro's consortium management services, you need to carry out a financial simulation of the plan. For this, it is necessary to access the Porto Seguro website and fill out the form that is available to all interested parties. 

Then, the company will contact you with more information and already offering possible closing offers. Also, if you want to know more details about the process, access our recommended content below.