For some time now, the consortium has been the smartest option for those who want to buy their new car. In this context, Disal Administradora de Consórcios is ahead of several competitors in the market because it has some exclusive advantages, such as the fact that it caters to all brands in the automotive sector. 

If you need a new car, whether 0 km or used, Disal will help you with unmissable and accessible conditions. It was thinking of you that we created this article, which will pass on all the details of operation and other important information about Disal. 

Understand once and for all how the Disal consortium works!

The big problem for many people who choose consortium financing is that many do not know how this second purchase option works. For this reason, it is important to detail how the Disal consortium works. 

In short, this is a form of joint purchase. In the consortium, a group of people get together to buy the same product, in this case, a car. For this, all consortium members need to pay a certain amount monthly. 

Every month, Disal Administrator of Consortia collects payments and draws the famous letter of credit for one of the participants in the consortium. 

In possession of the credit, the recipient can use the money to buy any model, as long as it is a car. 

It is important to remember that this is one of the rules of the consortium: if your consortium is a car, you can only buy a car and so on. 

In other words, there is no way to enter the car consortium and want to buy a house with the credit. 

In the case of the Disal consortium, there are two plans available:

Now that you already have an overview of how the consortium works, let's focus on other questions and then go into more detail about this issue of plans.

The available limit is certainly a differential here, as there are few consortium administrators who manage to release such high values for the purchase of cars. 

Well, without further ado, Disal has a limit of R$ 35 thousand for members who are able to pay. By the way, your hiring can be based on the credit value itself or even on the car model you want. 

For more than 20 years, Disal has been operating in the management of consortiums in the market. Taking into account its operating time, the company presents totally relevant numbers, with more than 1 million members in the national territory.

The Disal customer is entitled to several benefits, among which it is possible to highlight the following:

In this way, the Disal customer is within a highly qualified service, which you can check on the company's portal.

Disal has access to all brands and models of cars on the market and in this regard there really is no limit other than the credit amount. 

Therefore, any car that costs from R$ 35 thousand on the market is within the models available for purchase with the Disal consortium.

It is worth remembering the issue of the Simple Plan that we mentioned at the beginning of the article. 

In this case, remember that there is a charge of only 75% of the total amount until contemplation, but after that, the payment of 25% can occur in the following ways:

The Disal consortium is very interesting for most people who do not have the opportunity to earn a good income and thus cannot buy a car in cash. 

In addition, it is much smarter to join a consortium and plan a future bid to purchase the car that you finance and pay very high interest rates each month.

The first step necessary to acquire a quota in the Disal car consortium is to talk to the sector responsible for the company's sales. In addition, interested parties should also clarify all their doubts before closing the deal, in order not to be surprised.

It is worth noting that experts recommend attention when reading the contract to avoid possible future surprises in the budget. In addition, check out our recommended content below and see in detail how to apply for the consortium.