The famous Caixa Econômica Federal consortium is one of the best solutions available for everyone who wants an easy credit opportunity to achieve their goals. That's because we're talking about a simple, affordable contract and best of all: no interest!

Therefore, Caixa allows you to buy real estate without having to pay standard loans or financing. In this sense, it is very worth knowing this credit option, also because we have a public bank here.

Which makes the whole process much safer and more structured than in other financial institutions with little market time. Understand everything about the Caixa consortium through this complete material that we have prepared for you!

Consortia in general usually work in one way. Thus, the Caixa consortium is characterized as the famous joint purchase, in which several people have the objective of acquiring a common good. That is, they come together to make their dreams come true through self-financing.

In this sense, all participants in the Caixa consortium agree with the duty to pay an installment each month during a pre-established period. These details of values, deadlines, good to be purchased, must all be in the consortium contract.

Then the money that people pay each month goes into a common fund, and so each month someone is awarded to receive the credit. In summary, this award can be a letter of credit (value in itself) or the good that was agreed. In addition, it is worth remembering that the rescue happens in two ways: raffle or bid.

The maximum amounts to be contracted in the Caixa consortium vary greatly according to the consortium model that the group agrees to choose.

Below, we'll tell you a little more about the main advantages of contracting this service at Caixa and then go into more detail about each consortium model that the public bank offers.

Caixa offers its members some of the best advantages on the market, such as:

If you are interested in buying your property through Caixa, you can use the credit to purchase the following goods:

The customer who opts for Caixa's real estate consortium option has all these real estate alternatives to choose from. In addition, you can use the letter of credit to purchase services such as architectural projects, renovations or payments in general. But remember: all use of the letter must be aimed at the real estate area.

The Caixa real estate consortium releases credit with plans that can reach up to 200 installments to pay off.

There aren't many rules for hiring, the only one is that you must be 18 or older. However, it is ideal that you have security of your income for a while, as this is a long-term process.

In this context, the indication of specialists is that you make a financial analysis of your expenses before acquiring a consortium quota.

To hire the Caixa consortium, it is essential to contact the institution through one of the communication channels below and be aware of all the rules. After that, the institution itself will go through all the steps to start paying the installments.

Check out the main ways to get in touch with Caixa:

Additionally, if you would like to learn more about the application process, please visit our recommended content below.