Have you ever heard of the Superdigital credit card? If not, then stay tuned that he is the ideal request for everyone - and when we talk about everyone, it is everyone, including the negative ones. So it is! While some banks make life difficult for these people, others bring solutions to their problems, as is the case here. If you want to know how to apply for this card, tap our recommended content below.

Superdigital offers you two types of credit card: the prepaid Mastercard Internacional and the virtual one. Let's know more about the difference between the two to know how to use them correctly?

About the first Superdigital credit card, it allows you to make purchases anywhere in the world, withdraw money from any ATM in the Banco 24 Horas network and even participate in the Mastercard Surpreenda points program. And there's more!

All these facilities are free of annuity, which is quite a benefit! In addition, you don't have to worry about interest, purchase limits and, most importantly, your account is never negative, as we are talking about a prepaid card.

“What do you mean prepaid?” - you must be asking yourself. Although the name is not at all intuitive, since it is a “credit card”, its operation is a little different from the conventional one.

In this case, instead of receiving a credit to be used, as happens in most cases, with the Superdigital credit card you need to put money in your account to use it. That is, when making your purchase, you use your cards in the credit function, but the purchase amount is deducted from your account balance at the time, as if it were a debit.

Finally, there is the virtual card, which allows you to make purchases on the Internet with greater security, being able to deposit only the amount necessary to make the purchase. In this way, the risk of your card being cloned is drastically reduced. However, precisely because it is virtual, you don't have some facilities with it, such as, for example, withdrawing money from any ATM in the Banco 24 Horas network.

Another very interesting detail of the Superdigital credit card is that you can choose between two subscriptions: Você Que Manda or SuperDigital MEI Zero. In each of them, there are different functions and benefits. Understand!

So, in “Você Que Manda da Super Digital”, you need to spend at least R$500 on the card per month in order not to pay any monthly fee. However, if you do not manage to spend this amount, you will have to pay a monthly fee of R$9.90.

In addition, you are entitled to 1 free withdrawal or transfer to other banks per month, 1 physical card, 5 virtual cards and various unlimited and free features. Among them, you have:

Other services provided to subscribers of “Você Que Manda da Super Digital”, but by charging fees, are:

Finally, we also have the SuperDigital MEI Zero, specific for those who have CNPJ as MEI. But in this case, it is possible to open a PJ account without the bureaucracies that exist in traditional banks, doing this through the Superdigital application itself.

Thus, the management of the MEI account is done in the same application as the personal account. Even the benefits remain pretty much the same! The biggest difference is the fact that SuperDigital MEI Zero is a free account, but it charges for each withdrawal or transfer made. If you prefer, there is the possibility of paying a monthly fee of R$16.90 to have two withdrawals and two transfers for free every month.

With this, there is an important detail to know, which, for many, can be considered a disadvantage: you cannot pay your purchases in installments with the Superdigital credit card. However, for others, this is a great advantage, as you spend what you have, without going into debt in the future.

So, what are you waiting for for your Superdigital credit card? Are the advantages? If this is the case, then find out now what else this product has to offer you. It's a fact that, after discovering all its benefits, you won't even want to know about another card!