banQi is a fintech company created in 2018 in partnership with Via Varejo. In 2020, the company reached one million downloads of its platform. Since then, banQi has continued to grow. The BanQi prepaid card is the ideal option for those who need to make purchases online but do not want to have a traditional credit card. Or, for those who have money to deposit but cannot get credit approval.

In today’s article, we’ll tell you everything about this fintech’s prepaid card. Keep reading and learn all its advantages!

Firstly, the banQi prepaid card gives you the possibility to buy online, sign up for subscription plans and even make international purchases. Secondly, it is a great option for those who don't want to be surprised by the bill. In order to spend, you need to make a deposit in advance. You really only spend what you have.

Together, the banQi prepaid card has no fees. Zero annual fees, all so you can save even more!

In this sense, this card does not even require credit approval. You only need to open a banQi digital account. Then, you must make a deposit of at least R$$10.00. And that's it, you can now request your prepaid card and start making your purchases.

Just like requesting the card, making a deposit is also simple. You can make a Pix or deposit using a bank slip. If you prefer, you can also go to one of the Casas Bahia stores. There you can make the deposit in cash and the amount will be deposited into your account immediately.

After ordering your physical card, it takes an average of 15 business days to arrive. However, in the meantime, you can use the virtual card. It has a different number than the physical one and is also completely free. 

In addition to all this, another advantage is the cashback from the banQi prepaid card. With every purchase made with your physical or virtual card, you earn 1% cashback. This amount is credited directly to your account at the end of each month.

Since it is a prepaid card, there is no set limit. Expenses depend on the amount of the deposit you make into the digital account.

The banQi card is a great option for those who are just starting out in their financial life and want to learn how to control their finances. It is also a good option to give to a dependent, for example. This is because it is easier to control expenses directly from the account. Continue reading and check out all the advantages and disadvantages of these cards.

The prepaid card has several advantages similar to a regular credit card. See:

With these services offered by the banQi card, the prepaid card is practically a debit card with a credit function. It is a great option for those who are just starting out in their financial life and want to learn how to control themselves. 

One of the only disadvantages is that it is a prepaid card. So, if you are looking for a credit card, this is not the best option. This is because it does not allow you to pay in installments. Even so, the banQi prepaid card is worth it. Mainly to avoid debts and credit card interest.

To request your banQi prepaid card, it’s very simple. First, just download the app and create a digital account. As soon as you make your first deposit, you’ll be able to request the card. In the recommended article below, we list the step-by-step process for you to request yours.