The Minha Casa Melhor card is another benefit for low-income families. In other words, the card is available to families who have purchased a property through the Minha Casa Minha Vida program. With the card, these families have the possibility of furnishing their homes with the available limit.

Therefore, in this post, Mr. Panda will show you the main features of this card and why it is worth applying for. Keep reading and find out more!

Firstly, the card is exclusive to families who purchase property through the Minha Casa Minha Vida Program. In this sense, the card is a kind of complement to the Caixa program. To apply for the card, no minimum income is required.

In addition, the limit is variable and can reach R$1,095,000. With it, you can buy furniture and appliances for the property you have purchased. However, it is worth noting that this limit is established according to a credit analysis carried out by Caixa.

Remember that the card has its own brand, as it is exclusive to beneficiaries of Caixa Econômica programs in partnership with the federal government.

The Minha Casa Melhor card is directly linked to the Minha Casa Minha Vida program. Therefore, only beneficiaries of this program can apply for the card.

Furthermore, they must be registered with CadÚnico, have their registration updated and meet the requirements that already include them in the Minha Casa Minha Vida Program.

As already mentioned, the card limit is a maximum of R$1,950,000.00. In addition, it is exclusively intended for low-income families who purchase properties through the Minha Casa Minha Vida Program. Therefore, to save as much as possible and take advantage of the program's benefits, it is worth applying.

So, now let’s look at some of the card’s advantages to prove its viability.

With the Minha Casa Melhor card, the user is entitled to a payment term of up to 48 months to pay the credit installments that were made at the time of purchase of household appliances and furniture.

In addition, users have a credit limit of up to R$1,000.00 to make purchases. And the interest rate is lower, that is, around R$5,000.00 per year for cardholders.

The card is not available to everyone. Therefore, only beneficiaries of the Minha Casa Minha Vida program from Caixa Econômica Federal can apply for the card.

Remembering that the card does not have a Visa, Mastercard or any other brand that we know of. Therefore, the card is a charitable program for participants in the Caixa program.

The card request must be made at the Caixa branch closest to your home. In addition, you can use Caixa's call center to contact the branch, request the card in advance and have it shipped. Then, after requesting it, the Minha Casa Melhor card will arrive at the registered address within a few days.

See how easy it is? Check out our recommended content below and see in detail how to apply for your Minha Casa Melhor card and enjoy all its benefits.