The Ponto Frio credit card is one of the many store card options in Brazil. Despite this, it has its differentials in relation to the competition.

This is because this card does not limit consumers to shopping at Ponto Frio stores. Likewise, it does not even oblige that the card be used in Brazil. Thus, we are talking about an international option.

In addition, as it is linked to Ponto Frio, the card also has advantages at these establishments. With this, it guarantees exclusive discounts and special installment conditions. This, of course, not counting the advantages of the Mastercard brand.

Therefore, even though it is a store card, it can surprise you by going beyond what is commonly offered. To learn more about this credit option, be sure to continue reading. Find out all about her below.

The Ponto Frio card works in a simple way. It is a credit card that allows purchases in cash, for the due date of the invoice, and in installments. In addition, it allows use inside and outside the Brazilian territory, including on international sites.

The Ponto Frio card limit varies according to each customer. That is, there is no minimum or maximum value previously stipulated. Therefore, the limit for each consumer will depend on their credit analysis and their own characteristics.

Find out, in the following items, the main positive and negative points about the Ponto Freio credit card. Thus, it is possible to understand if it fulfills (or not) what you consider most important in a card.

The first positive and relevant point about this card is that it is international. Therefore, it is interesting for those who travel abroad frequently. Or, for those who are planning a trip of this type.

Also, it allows purchases on various international sites. With this, you have more freedom of use and purchases.

Second, the card participates in the Mastercard Surprise program. This is a Ponto Frio card flag points program. Thus, when spending with the card you accumulate scores for exchanges for products and discounts.

With the Ponto Frio card you guarantee half-entry to all cinemas and theaters in the country. That way, you always guarantee a 50% discount and watch your favorite plays and all the movie releases.

Another positive point of the credit card is its advantages for the store that issues it. That is, Cold Point. With it, the customer guarantees access to up to 12% discount on all products. Likewise, it has special installment conditions.

Unlike many store cards, the Ponto Frio card does not require going to the store. Membership is online. That is, you do it over the internet, without having to leave your home. So get convenience.

However, the main negative point of the credit card is the annual fee. It corresponds to R$ 142.80. Payment, however, is made in 12 installments of R$ 11.90.

To apply for the Ponto Frio card, you must enter the Itaú bank website. After all, it is he who manages this credit option. Then, go to the “Cards” tab and find this alternative.

Then click on “Order now”. So, wait for the redirection to a new page. There, fill out a form and submit it. You will receive the reply by email. In case of approval, the card arrives at your residence in a few days.

Upon receipt, simply unlock your card and start using it. You can also start tracking expenses, limits and invoices through the ItauCard application. This gives you control over your money.