Cards

Discover the Ourocard Universitário credit card

The Ourocard Universitário credit card is a good option for higher education students. Know its advantages and disadvantages!

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Ourocard Universitário credit card

Cartão de crédito Ourocard Universitário
Ourocard Universitário credit card

The Ourocard Universitário credit card is Banco do Brasil's alternative for undergraduate students between 16 and 28 years old.

This is one of many options for university cards. They are special, as they are aimed specifically at higher education students. The main characteristics and needs of students are therefore considered here.

Consider, for example, that many college students do not have proof of income. After all, they may have family support to support themselves during their studies. Or, they may provide services as interns, which does not generate a payroll.

But, just like other people, they also need to have tools that make their daily lives easier, such as a card. And the University card has taken all of this into account.

Therefore, it waives annual fees and does not require proof of income. Likewise, it offers the option of credit for national and international use. Below, see all its features and see if this card is for you or not!

How to apply for the Ourocard Universitário card

The Ourocard Universitário is a Banco do Brasil credit card created exclusively for university students! Find out about your benefits here and find out how to apply.

How does the Ourocard Universitário credit card work?

Veja cartão de crédito Ourocard Universitário
See Ourocard University credit card

This card is for Banco do Brasil customers. Furthermore, it is necessary to be within the specific age range of 16 to 28 years old. It also requires proof of enrollment in a university course.

This credit card is Visa and international. Therefore, it allows purchases in person and online, both in Brazil and abroad.

What is the limit on the Ourocard Universitário credit card?

The Ourocard card stands out for having a standard limit. Therefore, even without proof of income, it releases R$1,200 per card to university students.

Is the Ourocard Universitário credit card worth it? 

Cartão de crédito Ourocard Universitário
Ourocard Universitário credit card

Learn about the advantages and disadvantages of this credit card for college students. Then, see if it is worth it for you or not, as this will depend on what you are looking for and your needs.

No annuity

One of the main advantages of the University Card is that it is exempt from fees. In other words, you can use it without having to pay for it. In addition, it does not require a minimum monthly spend so that there are no fees.

No proof of income

Another benefit of this credit card is that it does not require proof of income. And yet, it offers a good credit limit based on university needs. The initial amount is R$1,200 for purchases on credit.

Visa International Flag

Another advantage of the credit card is that it has the Visa logo. It is available in millions of establishments in Brazil and around the world. It is no wonder that it is one of the most widely used brands.

Furthermore, this card is international, meaning you can use it in person and online anywhere.

discounts and promotions

The University card offers several discounts and promotions. For example, you can access Vai de Visa, which allows you to accumulate points and exchange them for products and services.

It also has some partner establishments. For example, university students can enjoy discounts on tickets to cinema chains throughout the country. Likewise, there is a 10% discount at the Bistrô Bom Demais Cafeteria. There is also a 50% discount on tickets to CBB Brasília.

Exclusive for university students

On the other hand, the Ourocard Universitário credit card is exclusive to higher education students. Therefore, only those who are actively enrolled in an undergraduate course can apply for it.

With age limit

Likewise, it is not enough to be a university student. You must be between 16 and 28 years old to enjoy the benefits of the Ourocard Universitário card.

How to get a Ourocard Universitário credit card?

This card is exclusive to university students between the ages of 16 and 28 who are Banco do Brasil customers. Therefore, first of all, you need to open an account at BB, if you don't already have one.

To do this, you can use BB's online channel, on the website or app. After opening the account, then apply for the Ourocard Universitário credit card. This can be done online or in person, by presenting the documents.

How to apply for the Ourocard Universitário card

The Ourocard Universitário is a Banco do Brasil credit card created exclusively for university students! Find out about your benefits here and find out how to apply.

About the author  /  Aline Augusto

Professional writer and Systems Analyst, passionate about writing and learning! Specialized in Content Marketing and SEO.

Reviewed by  /  Junior Aguiar

Senior Editor

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