The Girabank credit card is a recent launch on the market, but it already brings together several interested parties, since it was created by Carlinhos Maia.

The comedian started his career in the financial market by launching his own banking institution.

Thus, many people who accompanied him are wanting to join the novelty and use his card, which has very interesting advantages.

One of them is a benefit club that allows the customer to participate in weekly raffles!

Therefore, if you want to know more about this news and find out what else it can offer you, just continue with us in this post!

First of all, it is important to know that the Girabank credit card is a prepaid card.

That is, when a person requests it, it does not come with a credit limit. To have the limit, it is necessary to deposit the desired amount in the account.

Because of this, it becomes a good option for those who are negative or need to build their credit history. 

As the card does not release an initial limit for the public, it ends up not carrying out a careful credit analysis, causing more people to be accepted.

Thus, from the card, the user can make purchases on credit normally, as long as he has the purchase amount in his account.

It has international coverage and benefits from the Mastercard brand, such as the Surprise program.

And when you order the card, you also get access to a virtual card. Thus, it is possible to shop online safely while you wait for the physical card to arrive!

Namely, Girabank is a fully digital bank. It was created in order to bring new financial services and make people's lives easier.

Therefore, it is a great option for those who do not yet have a digital bank account and want to start accessing some of their services. 

In this way, it becomes a great choice for the unbanked public and the elderly who want to enter the digital world of banking. For this, the bank offers some interesting advantages, such as accident insurance.

In addition, it is also a great card option for people who have more difficulty getting credit approved by other banks.

With the Girabank credit card, it's easier to get approved and start building your credit history!

Despite the credit card showing some interesting features, is it really worth choosing this Girabank option?

For this, we separate below some advantages and disadvantages of hiring this service so that you have a better idea of what is possible to do with the card.

One of the main advantages of the Girabank credit card is that it offers a card with international coverage, making it an interesting option for anyone planning to travel.

In addition, it has no annuity and also does not require a minimum income for you to be able to access the card.

From there you can also access the Mastercard Surpreenda Program and the GiraClube, which is a benefit club that has monthly raffles with prizes such as motorcycles, houses and cars.

On the other hand, the girabank credit card also has some negative points that should be known before applying for the card.

Therefore, despite having GiraClube, this benefit is part of a monthly subscription in which the customer needs to pay R$ 9.90 to participate in the weekly draws.

Finally, the prepaid card can also be seen as a negative point by many users who need access to credit to make their purchases.

In summary, the Girabank credit card manages to be an interesting option for those who want to enter the world of digital banks and be able to have a card for their purchases without paying an annual fee.

If you liked its features and want to start using this card, check out in the post below how you can apply for a Girabank credit card.