If you're looking for a more sophisticated credit card that gives you access to VIP rooms and exclusive benefits, you can find all of that in the BTG Opção Black credit card.

With this card, you have access to the Lounge Key lounges at airports to travel with more peace of mind and comfort.

Furthermore, the BTG Opção Black credit card is one of the first to be launched in the modular concept. This way, you can choose the benefits you want to access and, thus, only pay for their use.

But, there are still many features to know about this card. In this post, you can check everything about it and, in the end, you will know how to request it.

The BTG Opção Black credit card has several interesting features, including the ability to choose between your card's loyalty type.

Here, you can choose between receiving cashback on investments through Invest +, where 1% of your card expenses are returned to you in an investment fund, or receiving points in the Esfera or Livelo points program.

In addition, with the BTG Opção Black credit card, you can get a discount on the IOF tax applied to international purchases. In this way, BTG is able to give you 5.28% back when you shop abroad.

And, one of the card's most exclusive benefits is access to Lounge Key lounges anywhere. So, regardless of your airline or type of ticket, you can access these rooms and travel in comfort.

Just to give you an idea, in the VIP lounges you can access spas to relax, discounts in stores, showers, free Wi-Fi and TV to wait for your next flight.

It is worth noting that these benefits are optional and are subject to an additional monthly fee.

In summary, the BTG Opção Black credit card is the ideal option for those who have the minimum income stipulated by the bank or invest in BTG.

In addition to income, people who travel a lot will also like to have this card, as it offers comfort on the journey and exclusive benefits when shopping.

To find out if this card option is really worth it for you, you must, first of all, analyze the main positive and negative points of this solution.

First, let's look at the advantages of the card. From it, you can access several exclusive benefits that offer more comfort in your daily life. Among them, we have the ones described below.

As much as the BTG Option Black credit card has a long list of advantages, it is also necessary to analyze a major negative point of the card.

Therefore, a major disadvantage of the card is related to one of its positive points. When making international purchases, you have the possibility to receive cashback on your invoice.

However, this is a card benefit that, in order to access it, you will need to bear the monthly cost of R$ 50.00.

But if you use it, receive cashback and want to cancel, the amount you received back from other purchases will be charged on your credit card statement.

That is, despite being an interesting benefit, it is important to be careful not to end up losing money when using it.

In addition, the card has an annual fee, but there is the possibility of exemption according to your expenses or investments in the bank.

In summary, the BTG Option Black credit card is a sophisticated credit card option that offers super exclusive benefits.

If you liked this option and want to access your card, just check the post below and find out how the application process works.