Cards
Get to know the BTG Basic Option credit card
With the BTG Basic Option card, you can access points programs and special benefits from the Mastercard brand. Learn more about him in this post!
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Get access to up to two points programs
If you are looking for a card that is easy to approve and that can offer interesting benefits, then the BTG Option Basic credit card may be an interesting option for you.
Thus, from it you can access the main advantages of a card with the Mastercard Gold brand without having to pay an annual fee.
Annuity | Exempt |
minimum income | not informed |
Flag | MasterCard |
Roof | International |
Benefits | Points program (optional) Invest+ program (optional) Mastercard Surprise |
In this way, with the BTG Option Basic credit card, you can access interesting insurance and protection for your purchases made with it.
To learn more about this card and its main positives and negatives, just continue with us in this post and check out the main information about the card.
What are the main characteristics of the BTG Basic Option card?
Namely, the BTG Opção Básica credit card is full of very interesting features for the public.
Starting with the fact that it has no monthly fee and already allows you to have access to a virtual account and be able to make approximation payments with the card.
In addition, as it is an international option, you can shop in more than 210 countries. And it is also possible to access an additional card to share the benefits with whoever you want.
On the other hand, you can also access the benefits of the Mastercard Gold brand. In this way, it is possible to use the Mastercard Surpreenda points program, have purchase insurance and access offers and discounts at partner stores.
Finally, from the card, you can also access two interesting features: the BTG points program and Invest+, which allows you to invest 0.5% of your spending in a BTG investment fund.
To access the above options, you must choose between one of them, each of which is subject to monthly fees.
Who is the card for?
In short, the BTG Opção Básica credit card is recommended for anyone who needs access to a card with interesting features.
Thus, you will be able to have more practicality and security and access resources that you can find in more advanced solutions.
Is the BTG Basic Option credit card worth it?
To find out if the BTG Option Basic credit card is an option that is really worthwhile for you, you must, first of all, analyze the main positive and negative points of this solution, as you can see below.
Benefits
First, let's look at the main advantages of this option. Therefore, the BTG Option Basic credit card manages to offer several interesting features that are not always found in basic versions.
With it, you can access two points programs, offers and discounts in stores, in addition to the option of transforming your expenses into investment for your future.
In addition, you can enjoy a lot without paying any monthly fee to access the benefits.
Disadvantages
On the other hand, it is important to consider that the BTG Opção Básica credit card may have some negative points.
Namely, it does not allow you to have the BTG points program and Invest+ together. Here, you only need to choose one of these options to proceed with your card.
But, regardless of the option chosen, when you have one of them you will need to pay a monthly fee that can range from R$ 20.00 to R$ 30.00. So, it is interesting to analyze this option more carefully.
How to make a BTG Basic Option credit card?
In summary, the BTG Opção Básica credit card is an interesting card alternative for those who want to be easily approved and still have access to interesting benefits.
That way, if you are interested in this option and want to apply for your card, just check the post below!
About the author / Leticia Jordan
Reviewed by / Junior Aguiar
Senior Editor
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