Cards

Get to know the BTG Advanced Option credit card

Learn more about how the BTG Opção Avançada credit card works and find out about its main features and benefits. Thus, you can decide if it is a good card option for your day to day life.

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Card offers optional benefits such as 0.75% cashback and exclusive points program

Opção feita para quem viaja muito! Fonte: BTG Pactual.
Option made for those who travel a lot! Source: BTG Pactual.

If you are a person who travels a lot and needs a good credit card to make purchases abroad, the BTG Opção Avançada credit card can be a good alternative.

From it, you can access several benefits that make your trip more peaceful and your purchases more profitable.

AnnuityFrom R$ 10.00 per month
minimum incomenot informed
FlagMasterCard
RoofInternational
BenefitsPoints program (optional)
Cashback (optional)
Mastercard Surprise Program
These are the main features of the card

How to apply for the BTG Advanced Option card

Find out how to get your BTG Advanced Option credit card!

With the BTG Advanced Option credit card, you can turn your expenses into cashback for an investment fund, or you can use them in a points program exclusive to the card. Remembering that these benefits are optional and depend on the payment of an additional monthly fee.

Want to know more about it and everything it has to offer? So, keep reading this article and learn more about this BTG Pactual card!

What are the main characteristics of the BTG Advanced Option card?

Saiba mais sobre este cartão. Fonte: Pexels.
Learn more about this card. Source: Pexels.

The BTG Advanced Option credit card offers several interesting features for you to take advantage of.

In principle, it is the ideal card for those who travel a lot. Thus, from it, it is possible to access travel insurance and also make international purchases that are part of the card's optional cashback program.

This program also allows you to convert every dollar you spend into cashback that falls directly into an investment fund.

But, if you want, you also have the option of the points program, where each dollar spent is equivalent to 1.6 points for you to enjoy later.

However, these benefits are optional and you need to pay an additional monthly fee to enjoy them.

Also, if you can get an exemption from the annuity depending on the amount of monthly expenses or the amount invested in the bank.

For example, if you do not opt for the additional benefits and make R$ 10 thousand or more in investments or even spend more than R$ 1 thousand on the card, you can receive R$ 10 off your monthly fee!

And when you make the card, you also have access to the digital account that BTG Pactual offers to its audience.

Who is the card for?

In summary, the BTG Opção Avançada credit card is the ideal card option for those who travel a lot and want to access some comforts during the journey and at the destination.

In addition, those looking for a card with rewards and cashback programs will also be happy with this alternative.

Is the BTG Advanced Option credit card worth it?

To find out if the BTG Option Advanced credit card is really the ideal option for you, you need to analyze its positive and negative points, which you are familiar with, below.

Benefits

First, let's take a look at the main benefits of the card. For starters, it has a great rewards program where you can access travel assistance, store discounts, and cashback.

And speaking of cashback, it falls into an investment fund that yields 100% of the CDI, which is a much higher return than savings and is offered in several digital accounts.

Plus, it comes with a great points-per-dollar-spent program and even allows you to order up to 7 additional cards with no membership fees.

Finally, it has international coverage and has the Mastercard Surprise Program, where you can access the brand's exclusive benefits.

Disadvantages

On the other hand, the BTG Opção Avançada credit card also has some weaknesses that need to be analyzed.

Therefore, the first one is related to your annuity, which is still charged even though there are other card options on the market without this fee.

In addition, to access the points program and the card's cashback, it is necessary to pay a monthly amount in order to transform your expenses into points or cash.

How to make a BTG Advanced Option credit card?

Veja como solicitar o seu! Fonte: Pexels.
See how to order yours! Source: Pexels.

In summary, the BTG Advanced option credit card has interesting options for those who travel a lot and would like to access more exclusive card rewards.

So, if you liked this option and already want to request your card, just check the post below for all the details on how to apply via the website or app.

How to apply for the BTG Advanced Option card

Find out how to get your BTG Advanced Option credit card!

About the author  /  Leticia Jordan

Hello! I have a degree in Marketing and ended up discovering my passion in the area of content production! Today I have experience writing about digital marketing and personal finance where I always focus on delivering the information that the public needs most.

Reviewed by  /  Junior Aguiar

Senior Editor

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