Cards

Discover the BTG+ credit card

Meet the BTG+ credit card, one of the only ones with investments with little money, optional cashback and free monthly fee for months!

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BTG+ card: guarantee investments with little money, in addition to cashback on every purchase!

Saiba mais sobre este cartão de crédito com mensalidade grátis. Fonte: BTG+.
Learn more about this free monthly fee credit card. Source: BTG+.

The BTG+ credit card is ideal for many financial profiles. Since it has three categories of cards, it is focused on investments!

That is, even unintentionally, you are investing in bank funds when buying with your card. In addition, the virtual version is activated when opening an account.

In addition, it has international coverage, request via application. On the other hand, it offers exclusive benefits of the Black flag. So, follow us and discover advantages, disadvantages and much more.

How to apply for the BTG+ credit card

This credit card has immediate approval and a short time to reach the limit. Also, take advantage of cashback and points program subject to additional payment.

How does the BTG+ credit card work? 

Não pague por transações bancárias com este cartão. Fonte: BTG+
Do not pay for bank transactions with this card. Source: BTG+

Since it is a digital bank, whether you like it or not, the order is made over the internet. So, go to the BTG+ website and register for the first time. Second, your key information will be stored.

After that, download the application to proceed with the procedure after pre-registration. In other words, the app will ask for the rest of the personal information. If you happen to be asked for a credit card, have proof of income in hand.

Finally, even if the physical card takes time to arrive, activate the digital one. That is, make transactions online in the same minute as opening the account. On the other hand, request the credit version in the app and wait for approval.

What is the BTG+ credit card limit?

For now, the BTG+ credit card does not inform if there is a pre-approved limit. This means that only after the order, analysis and verification will you know the value.

Is the BTG+ credit card worth it? 

First, you need to know what can be used or not in this case. So, follow the advantages and disadvantages of the BTG+ credit card.

Benefits

  • Free monthly subscription for three months in the advanced and Black versions;
  • Free monthly subscription forever in the basic version;
  • International coverage;
  • Three card categories based on your profile;
  • Possibility to participate in the cashback program (subject to an additional monthly fee);
  • Possibility to participate in the points program (subject to an additional monthly fee);
  • Invest in funds without bureaucracy.

Disadvantages

Even if it has benefits, knowing about the problems is important, isn't it?

  • After three months of use, a minimum amount must be spent to maintain the monthly fee exemption;
  • The 1% cashback is directed only to the Black version;
  • Need to disburse an additional amount to have the rewards programs;
  • It's not one of the cheapest on the market.

How to make a BTG+ credit card?

A versão Black é para renda mais altas. Fonte: BTG+.
The Black version is for higher incomes. Source: BTG+.

There are two options for ordering. Of course, it's done over the internet. Therefore, start with a pre-registration on the BTG+ website. 

That is, enter full name, CPF, email and cell phone. In addition, authorize the query in the National Credit System.

Right after registration, download the application and proceed with the account opening request. With opening in minutes, separate the documents to request the credit limit. 

Finally, the average wait is 15 days. In addition, receive at home, but use it for online purchases through the application.

Did this post help you? So, take the opportunity to apply for the BTG+ credit card at the link below!

How to apply for the BTG+ credit card

This credit card has immediate approval and a short time to reach the limit. Also, take advantage of cashback and points program subject to additional payment.

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