The card has several characteristics that suit the conditions of the university public. Therefore, the Caixa Universitário card makes up a portion of the products aimed at students. Thus, we can already say that Caixa Econômica Federal does not require proof of income, much less charges an annuity for this service.

Thus, with the exception of the advantages above, other specific features make the card one of the best for those who want to reconcile the efficiency of academic life with financial life. So stay within the main information about this card just below.

Do not miss the next information and have a great reading!

The Caixa Universitário card is the main financial solution for new students who are currently enrolled in higher education courses. 

That is, everyone who is part of undergraduate, graduate, masters and doctoral courses, from public or private institutions.

Firstly, this card charges an annual fee of R$17.25 and new customers have access to a discount and are paying only 25% of that amount. 

However, this rule has changed since 2020. This is because Caixa exempted the annuity charge for a period of five years from the card release date. Therefore, this means that, in theory, you do not pay tuition for the entire period that you are studying higher education.

In addition, the card is available in the biggest and best flags in the market: Visa and Mastercard. As well, both offer their international version of payments. In this way, the card is available practically all over the world, for the student to use it even in exchange programs.

Card control is available through the Caixa app for iOS and Android. Thus, the app leaves account holders at ease to use practically all the bank's services available through the digital medium.

That is, when you open the account and register your new username and password in the App, you can count on the following functions:

By the time you get here, you've clearly realized that the target audience for the cash card is university students. Therefore, it is for this group that the Caixa Universitário card is indicated. 

Therefore, all higher education students enrolled in public or private institutions can opt for this card.

Well, there are many advantages of both the card itself and its flags to highlight. Therefore, we will focus on the main positives and negatives with the Caixa Universitário card.

Credit limits often exceed student income. Therefore, there is a great risk of acquiring debt, so be aware of this.

Likewise, even with the exemption of a few years of the annuity, after that period it returns to the scene and you will have to pay almost R$200 per year.

In addition, Caixa charges extra fees for services. In other words, issuance of the 2nd copy of the credit card, emergency credit analysis and withdrawal in cash from the service channels.

Finally, follow the steps below to apply for the Caixa Universitário card:

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