Caixa Nacional is one of Caixa Econômica Federal's services among the various national and international cards offered by the bank. Among these cards, there are different benefits that some have and some do not. Like, for example, national coverage, installments and others.

Likewise the Caixa Nacional card. So let's follow more details about the card and all the advantages it offers!

The Caixa Nacional card, as the name implies, does not have international coverage or very complex functions. So, this makes the card very simple to use and with few elements.

However, it offers brand advantages and even payment conditions and installments that are very advantageous for the holder. Therefore, we can define the card as a simple option, but complete and full of advantages. 

The available credit limit is at least R$800.00 according to credit analysis. In addition, the card is available in Elo, Visa or Mastercard flags. Thus, the customer can choose the one that suits him best. Thus, the annuities charged vary according to the chosen option.

The Caixa Nacional card is available to people over 18 years old, or over 16 years old who are emancipated and have their own income. In addition, it is essential that the customer has no restrictions on the CPF, as Caixa performs a credit analysis at the time of the request.

Another important point to mention is that Caixa Nacional offers basic services in relation to other Caixa credit products. Therefore, it is correct to say that it is a recommended card for people with little experience with credit cards.

At first glance, we might even think that the Caixa Nacional card does not offer many advantages for customers who apply for the card, however, this is a wrong idea.

Of course, the card lacks international coverage, points program and other extravagant perks. However, it has all the necessary features for customers looking for simple cards.

Although this does not seem to be an advantage, there are customers who are looking for these types of cards. So, if you want a simple card with good functions, the Nacional Caixa card is really worth it!

Regarding the advantages, when using the card to make purchases at any establishment, payment can be made within 40 days of purchase.

In addition, the card is available under the Elo, Visa and Mastercard brands. In this way, it is possible to have access to the exclusive benefits of each one of them.

In the same way as the 40 days to pay, the customer has the option to pay in installments of up to 24 installments. However, when opting for this installment, the customer is at the mercy of interest.

Regarding the disadvantages, we have the card request, which cannot be requested online, via phone or application. In this sense, we must go to the nearest Caixa branch and request the card.

In addition, with the Caixa Nacional card, you can make all kinds of purchases in Brazil. However, in stores and any international establishment, the card does not work.

As we saw in the previous topic, we cannot use the Caixa Econômica Federal website, app or even the telephone number to apply for the Caixa Nacional card. Therefore, the only option is to go to an agency or correspondent closest to home.

So, after that it's simple, just present the documents requested by Caixa and carry out the entire application process at the agency, accompanied by a Bank employee.

Anyway, after carrying out the whole procedure, just wait for the result of the credit analysis. Also, if you want to learn more about the application process, read the recommended content below.