The BV Livre card is one of the credit card options that Banco BV offers its customers, with excellent conditions and exclusive benefits.

So, for those who don't know, unlike other BV options, the BV Livre credit card has a completely free annual fee. That is, it is not necessary to pay any amount regardless of the time of use.

In addition, it is not because of this free annual fee that the card does not have advantages like the others. Of course the number of advantages is not the same. However, it has numerous important functions and benefits that we will show you below.

But first, let's understand how this card works and what are its main features.

Follow this reading with us so you don't miss any details and find out everything you need about the BV Livre card!

The main feature of this card is the annual fee charged, which as we saw above, with BV Livre the customer is exempt. Therefore, if we were to compare it with the other BV cards, only BV Livre has a free annual fee.

In addition, due to the Visa brand that the card carries, we have access to the exclusive benefits and discounts of the Vai de Visa program. The program provides a number of benefits for Visa cardholders.

Another outstanding feature of the card is purchase and price protection. This service protects buyers in cases of irregularities and financial injuries. In addition, with the BV Livre card, customers have a virtual card and contactless technology to make contactless payments.

Another striking feature is the deadline for payment of the invoice. Here this deadline is longer than usual. Therefore, with the BV card you have more freedom and tranquility to make your payments.

First, there are two points that must be analyzed in order to understand the target audience that the BV card seeks when offering the current conditions for requesting it.

In this sense, the annual fee that is normally charged on the company's other cards does not exist on BV Livre. In addition, the fact that the card does not charge an annual fee makes it an even better option for low-income people, but who need a good card with good benefits.

That is, the card does not have cashback and several other features such as the BV Mais and BV Único cards. However, it will generate good savings for the holder.

So it's a great card for people on a lower income who want a card that doesn't fall short in any way.

This is a very common question among people or bank customers who, despite using common services such as accounts, have questions about cards. We believe that the large number of credit card options available on the market today contributes to this.

However, we believe it is more a matter of necessity. That is, if the customer needs a card with more functions and with different types of benefits, BV Livre will not be worth it.

But if the person wants to have a simple service, but that does everything a card needs to do, we can start to analyze.

The BV Livre card offers all the important functions for a card and is perfect for people with lower incomes who want to pay less for this type of financial product. This is because of the free annual fee for this card. Therefore, it is worth asking based on the features and cost of the BV bank product.

One of the main advantages of this card is that you don't need to make a monthly annuity payment to continue using it with all the advantages that the card offers.

In addition, it gives you access to a series of discounts at partner stores where you can shop for a much lower price than the conventional one. In other words, in this respect, the card is on the same shelf as its brothers in the bank and is not far behind.

Furthermore, with international coverage, we can use the Visa flag to make purchases in different establishments around the world. In addition to being able to make online purchases with special discounts if it is in partner stores of the BV bank.

Despite the advantages, BV Livre is the only one among BV cards that does not have cashback on purchases made with the credit card.

In addition, we will not have access to Visa Medical Online benefits as usual with other BV cards. As well as the benefits at airports that are normally offered to customers with BV cards, they are not present in this specific card.

BV's card application process is quite simple with all cards without exception. That is, the procedure is practically the same and takes the same time.

Therefore, you must enter the BV website to select the card you are interested in applying for. After that, go to order now option.

Then, when you click on this option, you will be redirected to a page with a form that you will have to fill in with all your personal and residential information.

Remembering that the information must be 100% updated. After that, just wait for BV's response and approval by phone or email of your BV Livre card.

In addition, you can make your request through the BV app in a similar way to the website.

This process usually does not take a lot of time. However, if there is an error in the information or any irregularity, it may take longer than usual for your BV Livre card to be approved. Stay tuned!

Also, if you have questions regarding the application process, read our recommended content below.