loans
Condor loan or SuperSim loan: which is better?
Are you in doubt between the Condor loan and the SuperSim loan? In this post we will show you the characteristics of each one, as well as their advantages and disadvantages. Check out the comparison and choose yours!
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Condor loan x SuperSim loan: find out which one to choose
In this post we will present a comparison between the Condor loan and the SuperSim loan. Thus, you who are in need of credit to catch up on bills will be able to assess the best option.
Therefore, both the Condor loan and the SuperSim loan offer great conditions for their customers and ease during the application process. However, which one of them will most fit in the pocket of the Brazilian citizen? If you don't know, both companies have experience in the market and offer services directly to retirees and pensioners.
Anyway, follow our content to select the best loan for you.
How to apply for the Condor loan
Ideal loan for INSS beneficiaries, reduced interest rate, 100% online. Check here how to apply.
How to apply for SuperSim loan
Personal loan available for bad debts, easy approval, 100% online. Find out how to apply here.
Condor Loan | SuperSim Loan | |
Interest rate | From 1,69% per month | From 12.5% per month |
Deadline to pay | depends on the loan | Up to 12 months |
release period | after hiring | 30 minutes |
loan amount | Uninformed | Up to R$2,500.00 |
Do you accept negatives? | Yes | Yes |
Benefits | Reduced interest rate | Safe and bureaucratic |
Condor Loan
The Condor loan stands out a lot among INSS retirees and pensioners because of its interest rates, which are one of the lowest in the entire market. Compared to SuperSim, for example, it is lower.
Therefore, the Condor loan is a type of payroll loan, it has a partnership with the Cetelem bank, and is especially for INSS retirees and pensioners.
But that's not all, Condor prioritizes the financial well-being of its customers, which is why it offers an unparalleled facility for paying loan installments. That is, the installments are debited directly to the benefit of the user.
In addition, hiring is done online 100% via WhatsApp. Remembering that the applicant may also have access to a payroll card. The credit limit is not informed, as it can vary according to the INSS payroll margin. Therefore, the limit depends on the amount of the beneficiary's income and how much he has already committed to other credits.
However, let's do a little comparison with the SuperSim loan to assess which is the best one to apply for. Let's go!
SuperSim Loan
Unlike the Condor, which is a payroll loan, the SuperSim Loan is a personal loan line of credit. So this is one of the main reasons SuperSim has a higher interest rate.
However, also unlike Condor, SuperSim is accessible to the general public, including approval for negatives. In addition, approval is quite fast and offers good conditions for its customers. Because of this, it is considered one of the loans with the highest approval rate within the current loan market.
This is an advantage, especially for people who apply for loans in several places and, due to some details, have their application rejected. But in SuperSim this is not a problem. Also, the 100% request is made online and filling in the information takes 6-10 minutes.
Therefore, it helps to save time by making the request quick, clear and effective within the company's website.
Anyway, let's take a deeper look at the advantages that SuperSim has to offer and the disadvantages that the company unfortunately provides to customers. So let's go!
What are the advantages of the Condor Loan?
Among the advantages of this loan we have the interest rates that are one of the lowest that we can find in the market today. That is, 1.69% is charged per month for Condor loan applicants.
In addition to the low interest rates, the approval and payment of the loan amount is also very agile, which makes life much easier for the individual who applied for the loan.
Bearing in mind that the payment can be made in many installments, bringing more peace of mind to the customer, who will have time to plan the loan payment correctly.
Finally, let's talk about taking out the Condor loan, which can be done online 100%. This ensures convenience for credit applicants who do not need to leave their homes.
What are the advantages of the SuperSim Loan?
Regarding the approval of the SuperSim loan, it is one of the credits that have the highest approval rate of applicants in the entire market. That is, it is not very difficult to be approved by SuperSim, just apply correctly and everything will go smoothly.
Anyway, we don't need to worry about any problem regarding the request. In this sense, we can apply remotely and without leaving home using our cell phones or computer on the SuperSim website.
Also, according to the website information, it takes less than 30 minutes for the money to be in your account after approval. Therefore, we can apply for the loan and start using the amount minutes later.
As the pass rate SuperSim loan is very high, it is the perfect loan for people who have a low score or are negative, and are unable to apply for loans because of this.
What are the disadvantages of the Condor Loan?
When we apply for the Condor loan, we are subject to a credit analysis carried out by the INSS financial institution. Therefore, this can result in a decrease in the chances of approval and, consequently, in the disapproval of the loan application that we had previously made.
In addition to credit analysis, the loan is super restricted and there is a specific group that can apply. That is, only INSS retirees and pensioners can apply for the loan.
Finally, it is necessary for the individual to have a consignable margin to be able to apply for the Condor loan without any problem.
What are the disadvantages of SuperSim Loan?
According to the Reclame Aqui website, one of the points most raised by customers, seen as a disadvantage, is the contact number available with the company. Therefore, it is very complicated for users to contact the company with queries and request instructions regarding various matters.
In addition to the lack of contact, your payment may take a little longer than the 30 minutes it usually takes to be deposited.
Condor loan or SuperSim loan: which one to choose?
Anyway, here are several points about the Condor loan and the SuperSim loan, and we analyze what each of them has to offer us through credit.
However, we can see that the Condor loan seems to be quite favorable compared to SuperSim. This is due to the reduced interest rate. However, the audience for which this loan is intended is very specific.
So, even though SuperSim has a higher interest rate, it stands out in our evaluation, as it is aimed at a wide audience. Also, your approval rate stands out.
Finally, we believe that to choose which one is best, it should be analyzed based on the customer's needs. So, the first thing to consider is which audience you serve. That is, if you are a beneficiary of the INSS, maybe the Condor is the best.
However, if you are looking for a loan that approves for bad debts, 100% online with a quick release of the amount in your account, without a doubt the SuperSim loan will be the best option.
Have you come this far and still have doubts about which one to choose? Do not freak out! Check out our recommended content below comparing the Certo Agreement platform and the Bom Pra Crédito loan.
Right Agreement or Good for Credit
Two options available for negatives with online application. Check out our comparison.
About the author / Marina Poncio
Reviewed by / Junior Aguiar
Senior Editor
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