loans
How to apply for the loan + Breath
Do you want to learn how to apply for the loan + breath, ideal for negatives and with a payment period of 180 months with a grace period of 90 days? Then continue reading to learn the step by step!
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Loan + Breath
So, the +Fôlego loan is a type of credit with a property guarantee that seeks to offer security, long terms, low interest rates, practicality and transparency for its customers!
That's because + Fôlego has a fast website for simulating and contracting the loan, and even allows those with negative credit to do the credit analysis and also try to apply!
So, today we are going to teach you how to apply for this loan without having to leave the comfort of your home! Read on!
Order online
Well, you can apply for the + Breathe loan through the official website. Just access the website, and simulate the loan, informing the estimated value of the collateral property, the approximate total debt and the total monthly installments!
Then, after that, the credit conditions will appear on the screen. And so, you can check the interest rate, the amount and number of installments, the Total Effective Cost and the final amount of the loan.
Soon, you need to submit the proposal for credit analysis. If approved, just wait for the evaluation of the property, where some documents will be requested.
And so, if everything is approved, you sign the digital contract and the money is immediately released into your account! So the process is simple and safe!
Request via phone
So, the application process as mentioned, can only be done online. But, you fill out the form on the website or send an email to [email protected].
Request by app
Well, there is also no app to access the loan + breath, just like there is no phone. That's because, the whole process is done by the company's official website!
BMG loan or + Breath loan: which one to choose?
So, the two loans have very interesting proposals for + Fôlego and BMG bank customers! So, below see a comparison table between them:
BGM | + breath | |
Value | Depends on the loan type | Up to 50% of the appraised value of the property |
Installment | Up to 84 months | Up to 180 months |
Interest rate | 1.80% per month | 1.65% + IPCA per month |
accept negative | Yes | Yes |
release period | 3-5 working days | Uninformed |
Finally, below is recommended content on how to apply for the BMG loan! Check out!
How to apply for the BMG Emergency Loan
Applying for your BMG Emergency Loan is much easier than you might think! Read our text and understand more about this request process.
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
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