loans
How to apply for a loan with vehicle guarantee Creditas
The process of applying for a loan with Creditas guarantee is simple and done entirely over the internet to offer you more convenience. See in this post how the request occurs in practice!
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See how to get a credit with interest rates up to 4x lower than the personal loan
The loan with Creditas vehicle guarantee helps the user to transform up to 90% of the value of his vehicle into credit so that he can invest in his dreams and projects.
In this way, from it, it is possible to obtain up to R$ 150,000.00 of credit and carry out the discharge in up to 5 years.
And the best part is that the entire Creditas loan application process takes place online! To find out how this process is done, just keep reading this article!
Order online
The Creditas loan application process begins on its website, where the user can carry out the simulation and apply for the credit. At that moment, you will pass the amount of credit you want and the amount of installments.
That way, after filling out, your profile will be analyzed. If you are pre-approved, you will follow up with a Creditas consultant who will assess the possibilities and send you a proposal.
Therefore, if you accept it, you will need to send your documents for the credit analysis to be carried out.
With the analysis done, a team will inspect your vehicle, which can be done online or in person.
If the vehicle is approved as a guarantee, the contract will be sent and, shortly thereafter, the credit will be released to your account.
Request via phone
At the moment, the only ways to apply for a loan with a vehicle guarantee from Creditas is through its website or the app. Therefore, the company does not offer contact numbers to make the request.
But, if you need to talk to an attendant, you can contact us through the following service channels:
- São Paulo: (11) 3164 1402;
- Other capitals and metropolitan regions: 4003 1586;
- Other locations: 0800 721 8547.
Request by app
Creditas also has its own application where it is possible to apply for a loan. To do this, just follow the following step by step:
- Download the application available for Android or iOS devices;
- Create your account or access it through the app
- Search for “Loan with Vehicle Guarantee” on the homepage or in the “Explore” tab;
- Simulate and apply for the loan.
After that, just wait for a Creditas consultant to contact you with more information about the loan and proposals for you.
Loan with vehicle guarantee Creditas or BV Financeira: which one to choose?
As much as Creditas offers several benefits, it may not be the ideal option for everyone. In that case, perhaps the loan with a vehicle guarantee from BV Financeira is a better option.
Learn more about them in the comparison table below.
Financial BV | Credits | |
Minimum Income | not informed | not informed |
Interest rate | From 22.2% per year | Starting at 1,49% per month |
Deadline to pay | Up to 60 months | Up to 60 months |
loan amount | Up to 90% of vehicle value | Up to R$150,000.00 |
Benefits | Up to 5 years to settle More flexible analysis Lowest interest on the market | Installments from R$151.00 Up to 90% of the value of the vehicle used in the credit 5 years to pay off the loan |
How to apply for the loan with BV guarantee
See here how to apply for a loan with a vehicle guarantee from BV Financeira and enjoy its benefits.
About the author / Leticia Jordan
Reviewed by / Junior Aguiar
Senior Editor
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