Santander real estate credit is an interesting financing option for those who want to realize their dream of owning their own home, or for those who want to buy a commercial space and start their business.

By offering this financial service, the bank was able to create a model that adapts to different realities and allows you to purchase your property. In addition, it has good payment conditions and credit release.

Therefore, for those who want to apply for Santander real estate credit, they will need to go through a few simple steps to access it. Luckily, most of them can be done digitally, without you having to leave home to request one.

Therefore, if you are interested in this type of credit and want to request your real estate financing with Banco Santander, just check out this post on how the request is made!

In short, the entire Santander bank real estate loan application process takes place online. To do this, you first need to access the bank's website.

Through it, it is possible to simulate financing. To do this, you need to fill out the form with your personal details and the proposal you received from the real estate agency to find out how much the bank can finance for you.

With this done, you will now know if Santander approves the credit for you. If so, you can continue sending the necessary documentation and wait until the bank carries out the technical assessment of the property.

Until you know the answer, you can follow the analysis using internet banking or the bank's own application.

Once everything is ok, you can now sign the contract. This is the only stage where you will need to go to a Santander branch. After that, just wait for the credit to be released.

At the moment, Banco Santander does not request real estate financing via telephone. This way, you can only apply for credit online, as described above.

But, if you want to get in touch with an agent, the bank itself provides a specific channel for you to talk about financing. To do this, simply contact the numbers below.

The financing support channel operates from Monday to Saturday, from 7am to 8pm on weekdays, and on Saturdays, from 9am to 2pm.

Even though Banco Santander also has its own application, it is still not possible to request financing through this channel. Therefore, to request it, you must go to the bank's official website.

But, after making the request, you can monitor the status of your financing from the app. Here, you can find out if the analyzes were carried out and if the credit was released to the seller.

In summary, we have seen so far that applying for Santander real estate credit is very easy to do. Most of the steps are carried out online and only signing the contract requires you to go to a physical agency.

But, in addition to Santander, there are other real estate credit options. Thus, one of them is what Banco Itaú offers.

In short, from it, you can contract financing digitally and also receive consultancy via WhatsApp for any queries you may have.

Furthermore, it can finance up to 90% of the value of the property, and works with two different interest rate models per year that are very close to that practiced by Santander. 

In the table below you can see a better comparison between the real estate loans of the two banks.

Therefore, if you liked the Itaú bank's real estate loan and believe that it makes more sense for your financial life, check out the post below on how you apply for it!