Real Estate Credit
How to apply for a housing loan
Apply for your housing loan from Caixa. With it, you have up to 35 years to pay and you can also use the FGTS balance. Check out the step-by-step process here.
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Caixa: apply for Caixa financing now
Nowadays, more and more people are looking for banking services that are available online. Especially with the pandemic, it became more difficult to always leave the house. In addition, it is much more comfortable to solve everything directly from your living room sofa. For this reason, Caixa Econômica Federal has modernized and offers real estate credit online. In this sense, simulation and monitoring can be done directly in the application or website.
Want to know more details about the credit application process? So, read on and check it out!
Order online
Firstly, the best way to apply for your Caixa real estate loan is online. To begin with, you need to run the simulation. In this way, you will find out if it is possible to apply for financing, the amount of installments and the payment term.
Second, just present your documents. This step can be done at one of the bank correspondents or at a branch. Thus, Caixa will carry out its credit analysis and also see if it is possible to use the FGTS. The third step is the valuation of the property by a Caixa certified technician.
Finally, just sign the contract and track your financing through the Caixa Econômica Federal Housing app.
Request via phone
It is still not possible to apply for real estate financing over the phone. However, Caixa Econômica Federal's team of employees is always available to answer any questions you may have. Also, see the numbers available below.
- 4004 0104 (Capitals and Metropolitan Regions);
- 0800 104 0104 (Other Regions).
Request by app
Finally, it is also not possible to order through the application. However, download your Housing app. There, you can monitor and maintain your contracts. In addition, it is possible to monitor your financing.
Bradesco Real Estate Credit or Caixa Real Estate Credit: which one to choose?
So, if you've come this far and realized that the Caixa real estate loan doesn't meet your needs, don't worry. Given this, we can introduce you to Bradesco real estate credit. It also offers great conditions for its customers.
In addition, see the main features of each of them in the comparison table below and decide which one is best according to your needs.
Bradesco | Box | |
Minimum Income | not informed | not informed |
Interest rate | From 2,99% per year | not informed |
Deadline to pay | Up to 360 months | Up to 420 months |
Deadline for release | Uninformed | Uninformed |
credit amount | Up to 80% of property value | Uninformed |
Do you accept negatives? | No | No |
Benefits | Fast contracting and choice of amortization method | You can use FGTS |
How to apply for Bradesco real estate credit
Apply for Bradesco real estate credit. The simulation is fast, as everything is done over the internet. The hiring, on the other hand, is at the agency. Here's the step by step!
About the author / Leticia Maia
Reviewed by / Junior Aguiar
Senior Editor
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