Real Estate Credit

How to apply for a housing loan

Apply for your housing loan from Caixa. With it, you have up to 35 years to pay and you can also use the FGTS balance. Check out the step-by-step process here.

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Caixa: apply for Caixa financing now

Afinal, solicite online o seu crédito imobiliário da Caixa. Fonte: Caixa.
After all, apply for your housing credit from Caixa online. Source: Box.

Nowadays, more and more people are looking for banking services that are available online. Especially with the pandemic, it became more difficult to always leave the house. In addition, it is much more comfortable to solve everything directly from your living room sofa. For this reason, Caixa Econômica Federal has modernized and offers real estate credit online. In this sense, simulation and monitoring can be done directly in the application or website. 

Want to know more details about the credit application process? So, read on and check it out!

card

Real Estate Credit

Box

long term Safe

Finance your property in up to 420 months with special rates.

You will be redirected to another website

Order online

Afinal, como solicitar online? Fonte: Pexels.
After all, how to order online? Source: Pexels.

Firstly, the best way to apply for your Caixa real estate loan is online. To begin with, you need to run the simulation. In this way, you will find out if it is possible to apply for financing, the amount of installments and the payment term.

Second, just present your documents. This step can be done at one of the bank correspondents or at a branch. Thus, Caixa will carry out its credit analysis and also see if it is possible to use the FGTS. The third step is the valuation of the property by a Caixa certified technician.

Finally, just sign the contract and track your financing through the Caixa Econômica Federal Housing app.

Request via phone

It is still not possible to apply for real estate financing over the phone. However, Caixa Econômica Federal's team of employees is always available to answer any questions you may have. Also, see the numbers available below.

  • 4004 0104 (Capitals and Metropolitan Regions);
  • 0800 104 0104 (Other Regions).

Request by app

Finally, it is also not possible to order through the application. However, download your Housing app. There, you can monitor and maintain your contracts. In addition, it is possible to monitor your financing.

Bradesco Real Estate Credit or Caixa Real Estate Credit: which one to choose?

So, if you've come this far and realized that the Caixa real estate loan doesn't meet your needs, don't worry. Given this, we can introduce you to Bradesco real estate credit. It also offers great conditions for its customers.

In addition, see the main features of each of them in the comparison table below and decide which one is best according to your needs.

BradescoBox
Minimum Incomenot informednot informed
Interest rateFrom 2,99% per yearnot informed
Deadline to payUp to 360 months Up to 420 months
Deadline for releaseUninformedUninformed
credit amountUp to 80% of property valueUninformed
Do you accept negatives?NoNo
BenefitsFast contracting and choice of amortization methodYou can use FGTS
But, after all, what are the characteristics of financing?

How to apply for Bradesco real estate credit

Apply for Bradesco real estate credit. The simulation is fast, as everything is done over the internet. The hiring, on the other hand, is at the agency. Here's the step by step!

About the author  /  Leticia Maia

Journalism student at UFSC, has always been passionate about writing. In the middle of college, he met digital marketing and was enchanted. She is a content producer for blogs and social networks.

Reviewed by  /  Junior Aguiar

Senior Editor

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