Consortia
How to apply for the Porto Seguro real estate consortium
Do you want to know why you should hire the Porto Seguro real estate consortium? Here you will find many advantages such as a limit of up to R$560 thousand, interest-free installments in 200 installments, with amounts that fit your pocket. Understand how to request yours by reading our post.
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Porto Seguro: realizing your dream of owning your own home without any more worries
It is very common to find people who are looking for their own home but do not yet know about buying through self-financing, that is, the consortium. Speaking of which, it is necessary to mention that the Porto Seguro real estate consortium is one of the leaders in this market.
There are credits of up to R$560 thousand to be paid in 200 months with one of the lowest administration fees on the market. Furthermore, the administrator does not charge interest or down payment for you to acquire your property.
Don't leave there, because below we will show you all the steps to hire the Porto Seguro real estate consortium!
schedule call
Even though it is already a little out of use, contact via telephone calls is still widely used to get in touch with Porto Seguro. Therefore, the company provides remote service centers for customers and those interested in its services.
Anyone who is interested and wants to speak to the company's call center needs to access the website or dial 11 3003 9303.
If you choose to consult with a virtual assistant, simply add the contact and follow the Assistant's instructions via WhatsApp.
It is important to note that it is not possible to hire the consortium directly via cell phone as a contractual analysis between the company and its client is necessary.
Request visit
If instead of remote service via phone call, you prefer to go to the nearest branch of the administrator, rest assured that this is also possible.
Simply request physical assistance and schedule via telephone in advance, if possible. Even without a request, to receive assistance, simply go to the agency and find out about the consortiums.
Once there, the employees responsible for this area will guide you to the best offer, but always keep in mind how much you can spend when signing the contract.
This is because, in cases of default, you need to know what could happen, in addition to getting into debt. So be aware of financial planning.
Request via application
Through the Porto Seguro app, its customers and consortium members have access to various company features. When we talk about a consortium, it is possible to have detailed monitoring of your plan.
Functions such as payment via the app, last winners, meeting results, remaining time, last bids and more are available on the app.
However, only people who already have consortium shares or another type of service from the company have access to the smartphone application.
If you are not yet a customer, you will need to access the website to carry out a simulation and close the contract with Porto Seguro, from then on your access to the app will be available.
Caixa real estate consortium or Porto Seguro real estate consortium: which one to choose?
In a possible confrontation between the real estate consortium Porto Seguro and Caixa Econômica we have a complicated scenario. This is due to the fact that both are very similar in terms of the use of the card, number of installments and some other possible points to note below.
It can be said that the biggest difference is currently in the values, as Porto Seguro releases a value slightly higher than Caixa. In fact, it's nothing obvious, so you can choose according to the contract that is most attractive to your consumer profile.
Box | safe harbor | |
Minimum Income | not informed | not informed |
Interest rate | Exempt | Exempt |
Deadline to pay | Up to 200 months | Up to 200 months |
Where to use the credit | Purchase of residential or commercial properties, new, used or even off-plan, land, house on the beach or in the countryside | Purchase of residential or commercial properties, new, used or even off-plan, land, house on the beach or in the countryside |
Benefits | Without interest or down payment, use your FGTS, reduced fees and taxes | Credits of up to R$560 thousand, plan options with smaller installments, use of FGTS |
How to apply for Caixa real estate consortium
Learn here how to purchase your home with the Caixa consortium and pay in up to 200 interest-free installments.
About the author / Marina Poncio
Reviewed by / Junior Aguiar
Senior Editor
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