Consortia

How to apply for the Porto Seguro real estate consortium

Do you want to know why you should hire the Porto Seguro real estate consortium? Here you will find many advantages such as a limit of up to R$560 thousand, interest-free installments in 200 installments, with amounts that fit your pocket. Understand how to request yours by reading our post.

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Porto Seguro: realizing your dream of owning your own home without any more worries

Com a Porto Seguro, você realiza o sonho da casa própria sem os juros do financiamento. Fonte: Porto Seguro.
With Porto Seguro, you can realize your dream of owning your own home without the interest on financing. Source: Porto Seguro.

It is very common to find people who are looking for their own home but do not yet know about buying through self-financing, that is, the consortium. Speaking of which, it is necessary to mention that the Porto Seguro real estate consortium is one of the leaders in this market.

There are credits of up to R$560 thousand to be paid in 200 months with one of the lowest administration fees on the market. Furthermore, the administrator does not charge interest or down payment for you to acquire your property. 

Don't leave there, because below we will show you all the steps to hire the Porto Seguro real estate consortium!

card

real estate consortium

safe harbor

Safe great deadline

Purchase your property in up to 200 interest-free installments with no down payment.

You will be redirected to another website

schedule call

Afinal, como fazer o consórcio? Fonte: Adobe Stock.
After all, how to make the consortium? Source: Adobe Stock.

Even though it is already a little out of use, contact via telephone calls is still widely used to get in touch with Porto Seguro. Therefore, the company provides remote service centers for customers and those interested in its services. 

Anyone who is interested and wants to speak to the company's call center needs to access the website or dial 11 3003 9303.

If you choose to consult with a virtual assistant, simply add the contact and follow the Assistant's instructions via WhatsApp.

It is important to note that it is not possible to hire the consortium directly via cell phone as a contractual analysis between the company and its client is necessary.

Request visit

If instead of remote service via phone call, you prefer to go to the nearest branch of the administrator, rest assured that this is also possible. 

Simply request physical assistance and schedule via telephone in advance, if possible. Even without a request, to receive assistance, simply go to the agency and find out about the consortiums. 

Once there, the employees responsible for this area will guide you to the best offer, but always keep in mind how much you can spend when signing the contract. 

This is because, in cases of default, you need to know what could happen, in addition to getting into debt. So be aware of financial planning.

Request via application

Through the Porto Seguro app, its customers and consortium members have access to various company features. When we talk about a consortium, it is possible to have detailed monitoring of your plan. 

Functions such as payment via the app, last winners, meeting results, remaining time, last bids and more are available on the app. 

However, only people who already have consortium shares or another type of service from the company have access to the smartphone application.

If you are not yet a customer, you will need to access the website to carry out a simulation and close the contract with Porto Seguro, from then on your access to the app will be available.

Caixa real estate consortium or Porto Seguro real estate consortium: which one to choose?

In a possible confrontation between the real estate consortium Porto Seguro and Caixa Econômica we have a complicated scenario. This is due to the fact that both are very similar in terms of the use of the card, number of installments and some other possible points to note below. 

It can be said that the biggest difference is currently in the values, as Porto Seguro releases a value slightly higher than Caixa. In fact, it's nothing obvious, so you can choose according to the contract that is most attractive to your consumer profile.

Box safe harbor
Minimum Incomenot informednot informed
Interest rateExemptExempt
Deadline to payUp to 200 monthsUp to 200 months
Where to use the creditPurchase of residential or commercial properties, new, used or even off-plan, land, house on the beach or in the countrysidePurchase of residential or commercial properties, new, used or even off-plan, land, house on the beach or in the countryside
BenefitsWithout interest or down payment, use your FGTS, reduced fees and taxesCredits of up to R$560 thousand, plan options with smaller installments, use of FGTS
Characteristics of consortia

How to apply for Caixa real estate consortium

Learn here how to purchase your home with the Caixa consortium and pay in up to 200 interest-free installments.

About the author  /  Marina Poncio

Graduated in Financial Management from UNOPAR. Acted as manager of large multinational companies. He is currently dedicated to editing, planning and producing content for the web specializing in economics and finance.

Reviewed by  /  Junior Aguiar

Senior Editor

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