Consortia
How to apply for Caixa real estate consortium
With the Caixa consortium, you can acquire your property through a collective purchase modality. Check here its characteristics and learn how to request yours!
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Caixa: leader in real estate consortia concessions
Today many people have already conquered the dream of owning their own home, however 27% of the Brazilian population still lives a different reality and struggles to stop paying rent. In this context, Caixa's real estate consortium may be one of the best solutions to this problem.
That's because, here we have a service with zero interest for all its members. In addition, there are 200 months available to pay the amounts. It is worth remembering that this is one of the best plans, but there are others that are much more accessible, it all depends on the financial profile of the partner.
Next, we'll provide all of Caixa's contact details along with the instructions for requesting a real estate consortium.
schedule call
Even if this is not the best method, it is an alternative to resort to if you do not have access to the internet or in other cases. If you want to speak with the banking institution by phone, pay attention to the information below:
- 3004 4000 (capitals and metropolitan areas);
- 0800 702 4000 (other regions).
So, all you have to do is call the Call Center on the correct days and hours of operation to ask questions and hire the Caixa real estate consortium.
Request visit
The second option for contracting Caixa's services is to go to one of the bank's official branches, which are available throughout Brazil. Along with this, it is important to remember that the consortium member must be at least 18 years old to request the service.
As a rule, the documents are just the one below:
- Individual Taxpayer Registration (CPF);
- Valid identification document with photo (General Registration or National Driver's License);
- Proof of address;
- Phone for contact.
When requesting physical assistance at the branch, the professionals responsible for this area will guide you on all the rights and duties, as well as the necessary processes. At this stage, it is important that you already have in mind the full amount you want to take, the deadline, as well as the installments.
Request via app
Via the app it is much faster and easier, just download the app from its respective store (Play Store or App Store) and then look for the consortium option in the app. When you find the part that deals with consortia, enter your financial data and the system will generate the best plans for your profile.
Once this is done, just accept the terms that the system requires. Soon after that, you will be approved in the Caixa consortium and running for contemplations.
Magalu Consortium or Caixa Consortium: which one to choose?
Compared to third-party evaluation data, the Magalu consortium has a slight advantage due to the fact that many people are covered faster. In addition, the retailer manages to provide a higher quality service than Caixa.
On the other hand, Caixa can release larger amounts and has a longer term of installments, which can greatly help those with lower purchasing power. Therefore, it is important to evaluate your case and then decide which consortium to hire.
Magalu | Box | |
Minimum Income | not informed | not informed |
Interest rate | Exempt | Exempt |
Deadline to pay | Up to 240 months | Up to 200 months |
Where to use the credit | Properties | Residential or commercial property |
Benefits | Zero interest, below-average rate, contemplation in fixed bid or raffle. | Zero interest, 200 installments, 50% of the bid amount. |
How to apply for the Magalu consortium
Zero interest, below-average rate, contemplation in fixed bid or raffle. Find out how to apply for the Magalu consortium!
About the author / Marina Poncio
Reviewed by / Junior Aguiar
Senior Editor
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