Consortia

How to apply for the Caixa car consortium

The Caixa car consortium is ideal for those who want to change their car without paying interest, with a planned purchase and installments that fit in your pocket. Check here how to request.

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Caixa: the car consortium that will make your dream come true

Com o consórcio automóvel, você foge do financiamento e conquista seu carro zero em uma compra programada e sem juros. Fonte: Caixa.
With the automobile consortium, you avoid financing and get your new car in a scheduled, interest-free purchase. Source: Box.

The Caixa automobile consortium is increasingly gaining ground compared to traditional financing. This is because, even with the economic crisis and rising fuel prices, many people are still looking for good opportunities to buy their first car or change their current one. In this sense, the consortium is one of the best options for purchasing your new car.

With credit released interest-free and with 80 months to pay, the Caixa consortium has been displacing many competitors, especially because, who can resist installments starting at R$225? Therefore, below we will detail some ways to resolve doubts and hire the Caixa consortium once and for all. 

Are you curious? Understand now how to buy your new car paying from R$225 per month!

card

Car Consortium

Box

Safe great deadline

Purchase your car in a planned and interest-free manner.

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schedule call

Afinal, como solicitar o consórcio automóvel Caixa? Fonte: Pexels.
After all, how do you apply for the Caixa automobile consortium? Source: Pexels.

Caixa's telephone service is available to anyone interested in purchasing a share or those who are already customers. However, for this first group it is only possible to clarify some doubts. In other words, there is still no way to hire a consortium over the phone. 

If you want to get in touch, these are the numbers available: 

  • Customer service center on 0800 702 4000 with service from 8am to 9pm, Monday to Friday.;
  • SAC on 0800 702 4280 with 24-hour service every day of the week;
  • Ombudsman on 0800 702 4240. In this case, Caixa informs that before starting, have the previous protocol provided in one of the service channels at hand. 

To request the purchase of a share in the Caixa consortium, there are the options below.

Request visit

The visit is the first option for those who want to know how the Caixa automobile consortium plans work, as well as understand which process is most viable for their financial profile. In this sense, the bank has the responsibility to show the available plans, as well as carry out simulations for customer consultation. 

It is worth remembering that it is very important that you go to the agency with an average credit amount and monthly payment that is defined and viable for your pocket, so you will not end up in debt.

Payment via app

Through the Caixa app, customers can pay the monthly fee and also have access to various information such as payment details, current bills, monthly allowance and some other information. In addition, the box offers other social program apps and benefits such as Caixa Tem and FGTS. 

Santander consortium or Caixa consortium: which one to choose?

Before choosing the Caixa or Santander car consortium, the important thing is to understand your financial condition, whether you will be able to spend more, should you take a larger installment or do you need a longer period. All of this counts when choosing. 

Furthermore, we believe that, given the data below, you can better analyze the options and choose the one that suits your needs and expectations.

Santander Box
Minimum Incomenot informednot informed
Interest rateExemptExempt
Deadline to payUninformedUp to 80 months
Where to use the creditAll models and brands equivalent to the agreed valueAll models and brands equivalent to the agreed value
BenefitsZero interest and more chances of contemplationHigh credit values, zero interest, longer terms
But, after all, what are the characteristics of consortia?

How to request a Santander car consortium

With the Santander automobile consortium, you have a good payment term and a greater chance of contemplation. Learn how to request it here.

About the author  /  Marina Poncio

Graduated in Financial Management from UNOPAR. Acted as manager of large multinational companies. He is currently dedicated to editing, planning and producing content for the web specializing in economics and finance.

Reviewed by  /  Junior Aguiar

Senior Editor

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