Consortia
How to apply for the Caixa car consortium
The Caixa car consortium is ideal for those who want to change their car without paying interest, with a planned purchase and installments that fit in your pocket. Check here how to request.
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Caixa: the car consortium that will make your dream come true
The Caixa automobile consortium is increasingly gaining ground compared to traditional financing. This is because, even with the economic crisis and rising fuel prices, many people are still looking for good opportunities to buy their first car or change their current one. In this sense, the consortium is one of the best options for purchasing your new car.
With credit released interest-free and with 80 months to pay, the Caixa consortium has been displacing many competitors, especially because, who can resist installments starting at R$225? Therefore, below we will detail some ways to resolve doubts and hire the Caixa consortium once and for all.
Are you curious? Understand now how to buy your new car paying from R$225 per month!
schedule call
Caixa's telephone service is available to anyone interested in purchasing a share or those who are already customers. However, for this first group it is only possible to clarify some doubts. In other words, there is still no way to hire a consortium over the phone.
If you want to get in touch, these are the numbers available:
- Customer service center on 0800 702 4000 with service from 8am to 9pm, Monday to Friday.;
- SAC on 0800 702 4280 with 24-hour service every day of the week;
- Ombudsman on 0800 702 4240. In this case, Caixa informs that before starting, have the previous protocol provided in one of the service channels at hand.
To request the purchase of a share in the Caixa consortium, there are the options below.
Request visit
The visit is the first option for those who want to know how the Caixa automobile consortium plans work, as well as understand which process is most viable for their financial profile. In this sense, the bank has the responsibility to show the available plans, as well as carry out simulations for customer consultation.
It is worth remembering that it is very important that you go to the agency with an average credit amount and monthly payment that is defined and viable for your pocket, so you will not end up in debt.
Payment via app
Through the Caixa app, customers can pay the monthly fee and also have access to various information such as payment details, current bills, monthly allowance and some other information. In addition, the box offers other social program apps and benefits such as Caixa Tem and FGTS.
Santander consortium or Caixa consortium: which one to choose?
Before choosing the Caixa or Santander car consortium, the important thing is to understand your financial condition, whether you will be able to spend more, should you take a larger installment or do you need a longer period. All of this counts when choosing.
Furthermore, we believe that, given the data below, you can better analyze the options and choose the one that suits your needs and expectations.
| Santander | Box | |
| Minimum Income | not informed | not informed |
| Interest rate | Exempt | Exempt |
| Deadline to pay | Uninformed | Up to 80 months |
| Where to use the credit | All models and brands equivalent to the agreed value | All models and brands equivalent to the agreed value |
| Benefits | Zero interest and more chances of contemplation | High credit values, zero interest, longer terms |
How to request a Santander car consortium
With the Santander automobile consortium, you have a good payment term and a greater chance of contemplation. Learn how to request it here.
About the author / Marina Poncio
Reviewed by / Junior Aguiar
Senior Editor
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