Having a credit card is synonymous with freedom. And for INSS retirees and pensioners, there is the option of taking out a payroll loan. Therefore, BMG Multi credit card can be a great option.

First, the card is part of the Mastercard Surprise program. Secondly, BMG bank itself has a point program with cashback. Finally, one of the best advantages is that they approve the credit even with a low score. Read the article and see how to order yours!

It is not possible to apply for the BMG Multi card online. However, it is possible to open your account through the official website. Thus, you start the application process, since it is necessary to have an account and port your benefit to it.

It is also not possible to apply over the phone. However, if any problem occurs while using the card, the BMG bank makes the call center available through the following numbers:

It should be noted that the service is available 24 hours a day.

To request your BMG Multi card in the app, you must already have a digital account, as well as portability the benefit to it. That way, you can access it and ask for your card. After this process, the credit analysis takes place. In case of approval, the physical card is sent to your address.

Now that you know the BMG Multi credit card, let's show you the Caixa payroll card. This card has similar benefits. However, credit analysis is much simpler. This is because Caixa does not carry out consultations with the SPC or Serasa. See more details in the table below.