Financial education
How to register with Serasa Consumer?
Do you already know Serasa Consumer? It's a free platform to monitor CPF and credit score that you can access from your computer or cell phone 24 hours a day! Check here how to register!
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Want to know how your credit score is doing or if you have a dirty name? Serasa Consumer is a platform aimed at consumers who want to monitor and track their credit through the CPF. But, how to register with Serasa Consumer?
Through this free platform you can find out how your CPF is doing and in the paid version you can even find out which companies have researched your CPF and if your data has been leaked.
Therefore, continue reading to find out how to register on the platform and other useful information about Serasa Consumer. Also check out how to increase your score on Serasa!
What is the Consumer Serasa?
Serasa Consumer is a platform that has existed since 2013 and works as a startup of Serasa Experian, aimed at individuals to be able to monitor and follow their credit score through the CPF number.
And then, through the platform, you will be able to make inquiries, negotiate debts and even use a digital wallet from the company itself.
This is because it offers products for consumers, such as eCred, a credit marketplace that brings together loan offers and credit cards from partner companies.
In this way, it is a platform created to bring more practicality to consumers' lives with safety and ease and, therefore, you no longer need to leave your home to go to one of the Serasa branches to find out how your CPF is doing, as all it takes is a click to solve all doubts and find solutions.
How does Serasa Consumer work?
Firstly, Serasa Consumer is a platform that works both for the desktop and for the mobile app for Android and iOS.
This means that you can access both your computer and your cell phone to monitor your CPF.
So, all you have to do is create a free account with your personal data, as we will see later, and you will have in the palm of your hands a platform designed for consumers from anywhere in Brazil, and you can even monitor companies that have tried to consult your CPF.
That's because there is also a paid version that sends reports on which companies tried to check your CPF and if there was a leak of your data.
On the other hand, even if you only use the free version, it is really worth accessing Serasa Consumer to monitor everything that happens with your CPF and also so that you can plan better financially to have a healthy financial life.
How does the bank approve the customer?
Understanding how banks approve the customer is essential to increase your chance of approval. Learn more here!
How to register on the Serasa Consumer platform?
Registering on the Serasa Consumer platform is very simple. Just access the official website and create an account using your Gmail or register data with CPF and full name.
After that, just enter your date of birth, email and create a password to access the platform. Then just read the terms and hit the “Create a free account” button.
Finally, you will access the Serasa Consumer homepage, see your credit score and monitor all updates with your CPF, in addition to being able to use the company's digital wallet.
Ready! Now that you know everything about Serasa Consumer, you will be able to control your credit score and have several advantages in different companies. But remember to create an email account that you use frequently so you can have access to all the information.
That's because with a high credit score you get better rates and payment terms, more possibilities to negotiate debts, less bureaucracy when taking out credit, greater chances of credit card approval and several other advantages.
So, don't waste time, keep your credit score high and negotiate your debts! In addition, see below how you can increase your Serasa score!
How to increase Serasa score?
To increase your credit score, some measures can be taken, but remember that the credit score reflects the consumer's financial history, so changes will not happen overnight and patience is needed.
Among the measures to be taken, starting by clearing the name is a good alternative, because if there is any debt or more than one debt with creditors, the credit score tends to go down. So, try to negotiate possible debts with creditor companies.
Second, keep your bills up to date and, if possible, pay in advance to be seen as a good payer in the market.
Third, keep the Positive Register active. It, unlike the Negative Registry, is a way of recording a consumer's good consumption habits, helping companies in a better evaluation and decision when releasing credit to the applicant, thus also maintaining a good image to creditors.
And, in addition, it is also important to keep data updated with Serasa so that it does not look like you are trying to escape creditors, keeping data such as address and telephone always up to date.
In this way, the chances of having a good score on Serasa increase and you will be able to make good negotiations with partner companies. Now that you know Serasa Consumer and know how to increase your credit score, check out the recommended content below and see how to check your FGTS balance.
How to check FGTS balance
You can use your FGTS amount to buy a house or you can opt for the birthday withdrawal. See how to check your FGTS balance here.
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
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