Initially, Serasa Score 2.0 is the new credit score calculated based on financial behavior and, thus, shows you how your credibility is in the market and the chances of having your credit approved! That's right, all right fast!

So today, we're going to show you a little bit about how this credit score works and other useful information! Check out!

So, Serasa Score 2.0 is a credit score calculated according to the financial behavior of citizens.

In this regard, it is done directly by Serasa as a method that varies from 0 to 1000 to indicate to the market the chances of you paying your bills on time! That is, the higher your credit score 2.0, the greater the chances of your credit being approved!

So, Serasa Score 2.0 is composed as follows: 43.6% Credit payment; 19.3% Inquiry for service and credit/inquiry behavior; 13.7% Debt history; 10.1% Credit usage time; 7.9% Credit contracted and 5.5% Payment of debts.

So, to consult the Serasa Score 2.0, you must download the Serasa application. That's because the application is making the consultation available to consumers completely free of charge!

In this, the app is accepted on Google Play and Apple Store. Then, you must register a password with login to then have access to all information related to your profile! So it's all very intuitive, secure and extremely fast!

Well then, Serasa Score 2.0 uses the Artificial Intelligence service to calculate the credit score, taking into account some criteria such as: Consultation behavior / for service and credit; contracted credit; debt history; credit payment and debt payment and credit usage time.

It is important to mention that each of these criteria has a weight to determine the overall score.

So, the only way to increase your credit score is through changing financial habits and behaviors, as well as organizing debts so that over time, the score starts to rise. That's right, it takes time and a financial routine!

So, don't fall into the traps of the internet to increase your score in a single day, or in a few hours, because that's not how the system works!

It is important to mention that the longer you have a relationship with a financial institution, the better your Serasa Score 2.0 score will be!

So, with that said, let's now meet 5 days to improve your Serasa Score 2.0. Check out:

At first, the first tip to boost your credit score is to keep your data up to date. This is because, the more up-to-date your data is in the government system, the more credibility you gain with financial institutions.

Another tip to raise the score is to pay off all outstanding debts. This is because, the more outstanding debts in your name, the less credibility you will have with financial institutions, earning you the bad reputation of “bad payer”. But if you pay off the debts, you will demonstrate confidence and seriousness.

Choose to have accounts in your name, so that your data will be up to date and your credit score in Serasa score 2.0 will increase with credit protection agencies.

So, if you are over 18 years old and already have your own income, try to put bills in your name, it can be for telephone, water, electricity, among others. And if everything is paid on time, Serasa will be able to better observe your payment profile!

Another tip is to take out a loan to third parties. That's because if you lend money to a third person, it means that you have good financial stability and thus also gain credibility with financial institutions!

Finally, our last tip to increase the score is to keep your bank account running, that is, have a constant bank movement! This means that you are spending but also paying all your debts with the financial institution!

So, if you want to know a little more about the credit score, click on the recommended content that we have brought below: