finance
How to invest in CDB PicPay Daily Liquidity
With the super aggressive yield of 210% CDI and the possibility of redeeming your money whenever you want, there is no doubt that CDB PicPay Daily Liquidity is a somewhat tempting offer. So find out right now how to make your investment.
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CDB PicPay Daily Liquidity
With basic interest, the famous Selic rate, paying only 2% per year, investors suddenly found themselves in a situation where they needed to move to make their money yield above inflation. As a result, several opportunities have emerged, such as the CDB PicPay Liquidez Diaria. Find out now what your advantages are before making your investment.
Advantages of CDB PicPay Daily Liquidity
Before investing your money, you need to understand what the advantages of that product are. After all, the truth is that you are not applying your reservation to one to apply it to another, so it is extremely important to make sure that your choice was, in fact, the most advantageous among the options you had.
So that there are no doubts in your decision making, we have listed here all the advantages that CDB PicPay Daily Liquidity offers you. For sure, with so many benefits, it will be hard to resist it. Check it out!
1. Yield of 210% CDI
Among all the benefits of CDB PicPay Daily Liquidity, there is no doubt that the greatest of them is precisely its extremely aggressive income when compared to the others on the market. That's because we're talking about 210% CDI, which is quite a comeback!
And who is entitled to this investment?! Anyone with a wallet balance of up to R$ 250 thousand on PicPay. That is, if you have this amount invested in the application, your money will automatically reach yields equivalent to 210% of the CDI on all business days. The value that exceeds this limit will not yield.
2. Daily liquidity
Another huge advantage of CDB PicPay Daily Liquidity is, as we have already mentioned, the possibility of redeeming your invested money whenever you want, without the need to meet the maturity date. This often causes the return on your investment to drop dramatically, but this is not the case here. After all, we are talking about the best product on the market both in terms of profitability and liquidity.
Including, to withdraw your money from PicPay is very easy! There are two options for this: through the Banco24Horas ATM, with a minimum of R$ 20 and a maximum of R$ 1,000 per day and per transaction, or via transfer to a bank account (TED/DOC), with a minimum of R$ 5 and there is no daily or monthly limit. If you choose to withdraw via an ATM, you will need to select the “Digital withdrawal” option in the Banco24Horas terminal, then “QR Code” and scan the code with the PicPay application, okay? It seems difficult and complicated, but in practice you will see that it is very easy.
3. Guarantee to protect your money
Most likely, the biggest concern of most investors is the fact that their money is guaranteed. After all, worse than not performing is losing it, isn't it? Therefore, the importance of placing your extra income in reliable companies that do not pose a risk to their customers.
At CDB PicPay Daily Liquidity, you can sleep peacefully, as there is no risk in putting your money in the application. This is because your investment is guaranteed in the form of federal public securities, since the amount available in your portfolio is invested in these government securities. As a result, any amount in your wallet, including accumulated earnings, is separated from PicPay's assets.
How to invest in CDB PicPay Daily Liquidity?
Ready! Now you know in depth what the three main advantages of CDB PicPay Daily Liquidity are, so it remains for you to better understand how to apply your money to this spectacular product. Are you ready to take the first step towards a more profitable and healthy financial life? If yes then let's go!
The first thing you need to do is quite obvious: install the application and register. After all, how would it be possible to enjoy the benefits of CDB PicPay Liquidez Diaria without even having an account with the company? There is simply no way!
That done, you need to keep in mind that your money that will yield is what is in balance in your wallet. That is, you don't need to choose an investment, just add an amount to your account and that's it! From then on, your money will already be yielding 210% CDI.
To put money to earn in the CDB PicPay Daily Liquidity, there are three ways to put money in PicPay, which are via boleto, via Caixa virtual debit card (Elo) and via bank transfer (TED/DOC). We'll talk about each of them below.
- Via Boleto: with a minimum of R$ 10 and a maximum of R$ 2,000, and it may take up to two business days to confirm the money in the application;
- Via Caixa virtual debit card (Elo): available only for virtual debit cards generated by Caixa or Caixa Tem applications. I mean, they can't be physical, okay? In this case, there is a maximum monthly limit of R$ 1,200 to put money in and the confirmation only takes a few seconds; It is
- Via bank transfer (TED/DOC): there are no limits for transfers and, as with the deposit via virtual debit card, processing takes a few seconds, as long as it is on a business day.
Finally, pay attention to one detail! In the bank transfer, the user must inform the amount, carry out the transfer and then access the application again to send proof of the transaction. And ready! All your deposited money will already yield 210% CDI!
Invest your money in PicPay now
So, how about taking your money that is stuck in savings, yielding practically nothing, and sending it to PicPay, huh? With a yield of 210% CDI, this switch is not difficult at all. So, open your account right now and start giving more value to your money. He thanks you!
About the author / Priscilla de Cassia
Reviewed by / Junior Aguiar
Senior Editor
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