Financial education
How to save on online shopping
Do you want to continue shopping online and still be able to pay less? Then see tips to save on your online purchases.
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Save on online shopping
Buying online is very practical and fast, but all this ease can be dangerous if we are not careful in each step of the purchase to save money on online purchases.
Have you ever come across the surprise of receiving a product that does not match the advertisement published by the store? You pay a high amount and end up not receiving the expected quality, so it is very important to pay attention to questions such as customer reviews and clear all doubts with the store before making the purchase.
Buying online can be easy and convenient, but to receive a quality product and pay a fair price you have to be a smart consumer. Therefore, here we are going to help you make the best choice saving on online shopping.
According to Compre & Confie, online purchases rose by around 30% to 40% in the first half of March compared to the same period in 2019. This is due to the social isolation caused by the Covid-19 virus pandemic, as consumers cannot buy online puts your health at risk.
However, there are other risks such as lack of financial control for example. Continue with us and learn everything you need to know before closing an online purchase and not regretting it later.
6 tips to not be scammed and save on online shopping
The low price is not always a sign of advantage, so before making the purchase you should be aware of some details. And here, you will see then, 5 tips to not be deceived when shopping online.
Keep an eye on customer reviews
Before making a purchase, look at the opinion of other people who have bought it.
Factors such as transportation, customer service, packaging care and delivery delays are then all commented on in the evaluations. That way you know if it's worth buying in the store or continue researching in others.
Always read the product description
It's normal when we see the product we want so much at a great price to rush to add it to the cart and complete the purchase. But in that rush it is very likely that you forget to look at the description to confirm the size of the item and the characteristics that change with the image.
It may happen in some cases that you are surprised when the item arrives much smaller than you imagined, just because you didn't look at the notes in the description.
Browse unboxing videos
If you are one of those people who research before buying anything, you are being a conscious consumer. It makes all the difference in your final purchase decision to check opinions about the product and see it from an angle other than the advertising photograph.
chat with the seller
Take all your doubts with the seller, that way you can still take the opportunity to evaluate the service because if necessary in the future you will know that your possible problem will be solved.
Having a good relationship with the seller gives you more security to make the purchase without worrying. In addition, there are more chances that you will buy again with the store.
Check website security
This is an important step when buying from an online store. Always check if the site has the padlock next to the link. This means that the page is protected and that you are in a safe environment to share your information.
If the page is not secure, it is not advisable to buy from it because your information, such as your card details, may be unprotected, making it easier for hackers to gain access.
Check the carrier rating
In many online stores such as Americanas, Magazine Luiza and Amazon, some items that are part of the catalog are not delivered by the company itself, but by third-party carriers.
In this case, you should pay attention to products that say “sold and shipped by (company name)” so you will have your product sent by a reliable carrier.
But if you still want to buy the item, pay attention to the evaluation of people who have already bought it through the carrier, and check if the product came well packaged, on time and in good condition.
Now it's time to find out how to save money when shopping online and taking advantage of all possible resources to pay the lowest possible amount and purchase a quality product.
10 tips to save on online shopping
The advantage of shopping online is the opportunities for discounts, coupons, being notified of promotions and still receiving everything safely at home. Do you want to do your online shopping without spending too much? Check out 10 tips to save on online shopping here.
Have a shopping plan
Before even entering the site you should have in mind what you want to buy. Because scrolling through the initial bar of store offers can make you impulse buy products that weren't planned or that you didn't even need.
That's why it's important to always have a wish list to buy both online and in physical stores, so you don't lose focus or incur unnecessary debt.
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Set a spending limit on online shopping
Having a spending limit on internet purchases helps you not lose control at the end of the month. When browsing without a financial goal, it leads you to be persuaded to buy unplanned items that are not necessary at the moment.
As a way to curb this undue consumption, you can set a spending limit per month that fits within your budget. That way, don't buy everything you see ahead just because it's on sale, if you've reached the defined spending limit, don't open the purchase apps or websites anymore so you don't fall into temptation.
Do a price search
Which consumer does not like to take advantage? Seeing the same product for a lower price is a reason for joy and satisfaction at the time of checkout.
Instead of buying from the first store you see the product, use the internet to your advantage and search for prices in other online stores.
With that in mind, we advise you to do a search or download Apps that automatically compare prices. They simultaneously monitor the values of the same product in different stores and give you the best possible result.
Using comparators is the best decision you can make. Because through it you can see where your product is cheaper or if prices are more expensive than normal, so you save money and also don't pay anything to use the service.
Sign up to receive offers from your favorite stores
Having a good relationship with the store can be a great choice to succeed and to save money in online shopping. When you subscribe to the newsletter, for example, you are more likely to receive exclusive offers and promotions.
Usually few people like to receive marketing emails from companies, but this is undoubtedly a great opportunity to save on purchases and have a good relationship with the brand. Therefore, only subscribe to the newsletter of brands whose products really interest you.
Liking social networks is another relationship option through more dynamic communication. There is where many promotions and advantages are announced, in addition to feeling more confidence in the store by observing the way it communicates with customers and shares the backstage of the sale.
Look for stores that offer free shipping.
If there's one thing that bothers you, it's the shipping higher than the price of the product itself. And for those of you who want to save money, you need to know how to balance and also balance the cost of shipping.
All online stores allow you to calculate the shipping before making the purchase and if the value is abusive, it is simply not worth buying, considering that in other establishments you receive the product for free.
It is also worth thinking about the “pick up in store” option. The amount to withdraw when it is not free is cheaper than conventional shipping, being very advantageous for those who live nearby or work nearby. With the pandemic in some establishments, it is possible to withdraw your product by drive thru, being a safer option.
Avoid long installments
Depending on the payment method, you also have the chance to save in this regard. When paying in cash or by bank slip, some stores guarantee you a discount of 5 to 10%, further reducing the value of your purchase.
We know that installments are a great opportunity for people to buy high-value products in parts per month and often without interest. Therefore, use this opportunity wisely.
Installing an item in 12 installments can only be advantageous if you have a loyalty card or some other benefit with the purchase, except in these cases, long installments can bring you some headaches, as you will have part of your income committed for a year. And in the meantime, unexpected expenses may occur or just lack of financial control on your part that compromise payment at the end of the month.
Therefore, when making payments, opt for cash payments as much as possible to to save money in online shopping. Installing it in 12 installments, for example, can make you lose control of the payment when the amount is added to other purchases that you also paid in installments.
See the interest rate, fees and charges
Paying in cash is a great option to obtain discounts, but consumers will not always have enough money to pay the full amount for the product they want. Therefore, we advise you to pay attention to interest rates and charges before making a purchase.
Paying interest is never a good option for those who want to save money, paying a high amount in installments and paying more than expected discourages the consumer. So be aware of every payment detail before finalizing the purchase so you don't miss out and end up having to pay interest.
Look for discount coupons
Currently several stores offer discount coupons for you to save money in online shopping and in addition, there are specific sites to share discount coupons from various online stores. So that the consumer can pay even less on his purchase, saving as much as possible.
Therefore, before closing an online purchase, look for a coupon to get a discount. This type of advantage only offered by online stores makes all the difference so that the consumer feels more secure in closing the purchase as soon as possible so as not to lose the discount.
Assess the real need for online shopping
Thinking about saving money, you should ask yourself if there is a need to buy the product you want online. In some cases you pay shipping and wait for an item that you can get just by visiting a physical store near your home in a few hours.
So be honest and ask yourself if it's really worth buying online. Especially if the price of online products is compatible with that of physical stores.
Take into account your relationship with the store, advantages offered in the purchase, shipping and time spent on the purchase. Generally, buying online gives you more comfort, without facing queues, agglomerations and avoiding traffic leaving home. But at the same time online you don't have the chance to see the product and personally assess its quality, not to mention the wait for it to arrive.
Use a credit card with cashback
Making a purchase over the internet and saving on online purchases is quite an advantage. Many stores offer cashback when purchasing their items and it is worth taking advantage of this advantage.
In addition, you do not pay anything to register, what you need to do is just buy in one of the partner stores and with the confirmation of the order you will receive a percentage back.
If you put these tips into practice when purchasing an item over the internet, there are great chances that your online purchases will be even more affordable. Thus, it is possible to make this type of acquisition a much more advantageous possibility for you and for the si pocket.
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Reviewed by / Junior Aguiar
Senior Editor
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