Do you know how to increase the CPF score? This is one of the biggest doubts among Brazilians because it is a criterion used in the market to grant or deny credit to consumers. In addition, it is through it that consumers are seen by creditor companies.

In this sense, the credit score reflects the consumer's behavior, thus demonstrating whether he is a good payer or not through the movements made by him, such as paying bills in advance, for example.

In this way, continue reading to better understand how the CPF score works and learn about 5 tips to increase your score today to become a good payer in the eyes of financial institutions, in addition to understanding better about the credit score. Check out!

Now see the 5 tips to increase your score safely and quickly. Check out!

Firstly, having electricity or telephone bills in your name is a good tip to increase your CPF score.

This is because the score mainly takes into account credit payment, debt history and credit service inquiries.

This means that if you have utility bills in your name and pay them on time, you demonstrate that you are capable of honoring your financial commitments.

And, in addition, having accounts in your name also demonstrates that you have a fixed address to receive possible charges and for companies to be able to contact you.

In this way, you can quickly increase your CPF score, but you still need to be patient and wait, as other requirements are also analyzed for granting credit.

Second, paying late bills also helps to increase the score.

This, once again, demonstrates that you are honoring your financial commitments.

So, if you have overdue bills, try to pay them all and, if possible, always pay your bills on time or in advance.

This is because, by paying bills in advance, financial institutions will realize that, in addition to being a great payer, you are able to honor your commitments even before the due date.

Thirdly, renegotiating old debts is a good alternative to increasing the score quickly and safely.

So, if you have old debts, try to negotiate with creditors so that your payment history is positive.

And, in addition, every year Serasa holds a fair to renegotiate debts between consumers and creditor companies with up to 90% discount, so take advantage of the next opportunity and negotiate with your creditors to keep your name clean.

In this way, it is also important to remember that the payment history is one of the first elements to increase the score.

In addition to the Negative Registry, there is also the Positive Registry which, instead of recording all your debts, is responsible for recording all your paid bills, creating a positive history for companies and being used by credit agencies.

So, if you don't have a positive record yet, make your registration so that every account paid in advance is registered.

And, in addition, all your transactions, such as purchases made and bills paid in advance, are now registered in the Register!

In addition to all the tips mentioned, you can also use Serasa Turbo, which is an application created by Serasa.

In it, you can find out how much your score will increase when paying off a debt in addition to other movements within the application.

So, to access Serasa Turbo, all you have to do is register on the Serasa website, completely free of charge!

Among the factors that impact the CPF score are the information available in the Serasa Experian database.

Thus, keeping the name clean, paying the bills without delay, keeping the data updated in the Serasa system help to increase the score.

On the other hand, as we have already pointed out, for all these attitudes to be followed by the market, it is necessary to open the Positive Register to register all your payments and so that you can be seen favorably in the market.

Among other measures that also impact the credit score are the acquisition of a credit card, because spending within the limit and making the payment of invoices on time also helps to increase the credit score faster!

On the other hand, having many credit cards is a negative point, as financial institutions understand that the risk of indebtedness is greater.

Now that you already know all the tips to increase your CPF score in 2022, just put them all into practice and have a healthier financial life. Also, if you want to know more information about this subject, check out the recommended content below.