Among so many credit card options on the market, we've brought you the 07 best card options with no annual fee for negatives, so you don't have to worry about getting into debt with exorbitant fees to maintain your card services.

So, read on to find out more about these cards.

So, see below the 7 card options without annuity for negatives in 2021.

Firstly, Superdigital's prepaid credit card is the first option for a card with no annual fee for those with bad credit. That's because it's among the best financial product alternatives for this category of people, and it doesn't charge anything to have it in your hands.

Thus, to have access to the Superdigital card, all you have to do is open an account at the institution without having to pay anything for it or prove your income. Then, you will have access to the Superdigital credit card, which has the Mastercard brand and international coverage.

This means that you can use it anywhere in the world and you can also count on benefits such as the Mastercard Surprise program.

And, in addition, you can also control your expenses in the palm of your hand through the Superdigital application. In other words, you can check your balance, issue an invoice, pay bills, receive and make bank transfers to any other bank and make withdrawals at the Banco24Horas network ATMs.

Another credit card option for bad debts without an annual fee is the BMG card. This is because it is accessible to INSS retirees or pensioners, as well as public servants, and does not charge an annuity fee for you to have access to the card.

And what's more, the invoice payment is deducted directly from the payroll and the interest rates are low, so you don't have to worry about going into debt.

Furthermore, the BMG card limit is up to 1.6x your benefit and you can control everything that happens with it through the bank's application. That is, you can consult the invoice, block and unblock the card, among other features.

It is also worth mentioning that the BMG card has international coverage and the Mastercard brand, which is the most accepted brand in the world! That is, you can travel without problems, as you will have a card at your disposal safely and without bureaucracy.

If you're looking for a credit card with no annual fee for negatives, the Pan card is also a great alternative, as it doesn't charge an annuity, has no abusive interest rates or exorbitant fees, so you can have access to one of the best cards on the market. .

And, in addition, it is available to INSS retirees and pensioners, federal, state and municipal civil servants, as well as Army servants and pensioners. In this case, the limit is up to twice the salary and the payment of the invoice is made directly on the payroll.

Just as you can control everything that happens with your credit card through the Pan bank application or website, and to apply for this card, you just need to do the simulation on the website and wait for the credit analysis, with a minimum income of one salary Minimum.

If you are negative and in need of a credit card with no annual fee issued by a trusted financial institution, then the Inter payroll card is the best alternative. That's because, it doesn't charge annuity and is available for negatives.

And, in addition, the invoice discount is made directly on the payroll and you can make withdrawals of up to 90% from your card limit. In addition, the card is international, that is, it allows you to make purchases anywhere in the world.

By the way, you can also make cash withdrawals at Banco24Horas ATMs and the amount will be charged directly on your invoice, which can be divided into up to 60 installments. You can also withdraw cash or in installments by contacting Banco Inter's Call Center.

Furthermore, this card is available to INSS retirees and pensioners, federal, state and municipal civil servants, as well as servants of the Courts of Justice. And your bill will be monthly as your card is used. So, Inter's payroll loan is also a good alternative to a card without annuity for negatives. See the table below for more information. If you like it, click on the recommended content to request it!

So, the Proteste card is also the newest card alternative with no annuity for negatives. This is because, as it is a prepaid card, it does not require a minimum income, does not charge an annuity and also does not carry out credit analysis of customers who request the card.

And, in addition, the card is international and has the Mastercard flag, that is, you can use it in any of the millions of Mastercard partner establishments around the world.

In addition, to use the card you need to have a balance in your account, that is, you must always top up your account, otherwise you will not be able to use the Proteste card.

Also, with the card you can accumulate R$30.00 in cashback and then exchange it for products. That's because covenant spending generates money back! And, in addition, purchases on national and international websites also accumulate points!

To acquire the Proteste card, simply apply on the official Proteste Card website and wait for approval. All right, now just wait to arrive at your residence! In addition, you can follow everything that happens with your card through the Proteste Card application. Learn more about the card in the table below.

Among the cards with no annuity for negatives, there is also the Cetelem card that works in the payroll mode, so it is a card suitable for INSS pensioners or retirees. In addition, it does not charge annuity and has low interest rates.

And, in addition, it has the Elo flag and national coverage, that is, it is accepted in thousands of establishments in Brazil and you also have discounts of up to 20% on products in partner stores of the Cetelem bank and the Elo flag.

In addition, the card has an issue fee of R$15.00, but don't worry, you can also pay in up to three installments on the bill. But, be careful not to overprice and end up getting into debt even though you are already negative.

Also, the Cetelem bank provides the bank's application so that you can check your invoice, balance and all transactions that occur with your card, as well as you can also make withdrawals and consult everything you need on the institution's website.

Therefore, the Acesso international prepaid card is also a good alternative to a card with no annual fee for bad debts. However, unlike other cards, you will only be exempt from the annuity if you don't have a balance in your account.

This is because, as it is a prepaid card to use the Access, it is necessary to have a balance in your account. Thus, whenever there is a balance, a maintenance fee of R$5.90 will be charged, but when there is not, there will be an exemption from the annuity.

And, in addition, the Acesso prepaid card is international and has the Mastercard brand. This way, you have access to benefits, such as the Mastercard Surprise program and travel insurance, just by registering the card on the Mastercard website to enjoy the benefits.

Furthermore, to request the Acesso card, the issuance fee is R$14.90 or just recharge R$100.00, for the card to be completely free. As well as recharges above R$500.00 are free, and for amounts below R$500.00, a fee of R$2.50 is charged per recharge. However, recharges via bank slip, deposit and direct debit are also free.

Now, if you liked the Acesso international prepaid card, see the table below and then click on the recommended content to learn how to apply for it.