First, for public servants, there are many credit cards on the market with very similar proposals, but with important differences, in particular, in relation to the advantages. Therefore, today we are going to show you the 7 best card options for negative public servants that can help simplify your financial life.

In addition, you will be able to find out about very interesting offers made available by the best financial institutions in the market. By the way, were you curious? So, read on and check it out!

Our team made a selection of the best cards for negative employees, see the 7 options below.

Therefore, Banco Inter is one of the digital banks that offer an immense range of financial products and services, aiming to offer, above all, quality in the provision of these services to customers.

Thus, one of the most attractive products and with interesting proposals to be known is the Inter Consignado card.

This is because it is an ideal card for civil servants, retirees and INSS pensioners with interest rates of 1.30% per month and, furthermore, it does not consult credit agencies such as SPC and SERASA.

That is, if you are negative, you can apply for the card without any problems, as all the credit analysis carried out by the bank undergoes a reduction in bureaucracy to make life easier for customers.

And, in addition, the minimum payment for the card is deducted directly from the payroll or from the benefit, as with other payroll cards from other financial institutions.

But it is worth noting that this occurs to provide more security to Banco Inter, as it reduces default rates.

In addition, Inter also has an online application that provides all the necessary support to customers, without them feeling the absence of a physical agency.

Finally, among other advantages, the Inter card also has all the benefits of the Mastercard brand, as well as free and unlimited withdrawals at Banco24Horas, international coverage, lower market interest rates, purchases in installments, absence of annuity and other fees, among others. others.

Well, Banco Pan has several financial services and products, including the Pan card, which is an ideal plastic for public servants, that is, it is a card intended for this category of people.

This is because it was created for civil servants, as well as INSS retirees or pensioners.

In addition, in the application process there is no consultation with credit protection agencies, such as SPC and SERASA, that is, if you are a public servant and you are negative, the Banco Pan card may be the ideal solution, as it has a analysis aimed at this audience.

In addition, you have several advantages such as the PAN MAIS Rewards Program in which your purchases can be exchanged for various products, as well as discounts at partner stores.

Incidentally, another super advantage is that you can receive your card invoice via your email and thus avoid delays at the time of payment.

In addition, the card has only 3% of interest per month, that is, if you are having financial problems, do not worry, as the card fees are very low.

So, the Banrisul Consignado card is also a great option for civil servants, as well as INSS retirees and pensioners.

This is because your card bill will be deducted directly from your paycheck or INSS benefit.

And, in addition, among the various advantages of the Banrisul payroll card are the interest rates that are between 3% and 5%, unlike most other financial institutions, they are very low.

Furthermore, Banrisul does not charge a maintenance fee, that is, you do not have to worry about paying monthly or annual fees to keep the card's services active.

So, another super novelty is that Banrisul allows you to pay your purchases in installments, that is, you don't have to worry about paying for everything in cash, as well as cash withdrawals. Too much, isn't it?

Finally, Banrisul provides an online platform full of functions for you to have access to everything that happens with your card.

Well, the BMG Card is also a great card option for civil servants, as well as INSS pensioners and retirees.

By the way, this is because it also works as a payroll card, that is, to have access to this card, you need to prove a minimum income, but don't worry, as the institution does not consult credit protection agencies.

In addition, the BMG Card card has several advantages such as the Mastercard Surprise Program, exemption from late fees, exemption from annuity and maintenance fees, card limit of up to two minimum wages, period of up to 40 days to pay bills, international coverage, unlimited and free withdrawals, interest of 3,36% per month and much more!

So, the BMG Card is a financial product that has several possibilities like any other card, even if it is exclusive to this category of people.

So, the Proteste card is also another credit card option for negative public servants.

But, unlike other cards that are issued by financial institutions, Proteste was created by the non-profit association Proteste, which works to defend consumer rights.

Thus, it is a prepaid card and does not consult the SPC or SERASA.

In addition, Proteste does not offer a credit limit, as it is a prepaid card, it needs to be recharged to have a balance and thus be used.

Furthermore, the Proteste card is exclusive to members and, to become one, you need to register with the association before requesting the card.

In fact, the Proteste card has a Mastercard flag, Mastercard Surprise Program, Cashback Program, international coverage, fee exemption and several other advantages.

Well, the Cetelem bank also has an ideal credit card for negative public servants, which is the Cetelem card.

But it is worth noting that depending on the value of the server's monthly salary or benefit, a credit limit will be made available that can be used for purchases at commercial establishments, withdrawals and payment of bills.

Thus, among the card's various advantages, we have: cash withdrawals at Banco24Horas ATMs, withdrawals with deposit into a current account through Cetelem Online, exemption from maintenance or annuity fees, up to 20% discount at partner stores and acceptance in thousands of establishments.

In addition, the payment of the invoice with a minimum amount is deducted directly from your benefit or payment and the remaining balance is charged through a bank slip. And you control everything through the app or Internet Banking.

Well then, the Bradesco Consignado card is a financial product issued by Banco Bradesco and is also a good alternative for negative public servants.

But this is because, as it is a payroll card, it needs the customer to have a minimum income of one minimum wage, so the payment of the invoice is automatically deducted from the payroll or from the INSS benefit of that bank customer.

In addition, the Bradesco Consignado card has the Elo flag and international coverage, that is, you can shop in national and international stores, having access to several establishments in Brazil and abroad.

By the way, as we mentioned, the card is not allowed for all people, but only for INSS or Public Administration retirees and pensioners, as well as statutory public servants and public employees governed by the CLT (Consolidation of Labor Laws).

Therefore, the Bradesco Consignado card is a great credit card option for negative public servants, as it has several advantages, such as annuity exemption in the first year of use.