In Brazil, the number of retirees has grown over the years, as has the number of people with name restrictions who cannot access a card. So today we selected 06 cards for negative retirees.

And, in addition, it is worth noting that you can access the services offered by them, such as international coverage, no annual fee, practicality and the use of technology in your favor. So, read on to check out the options that are available to you.

First, let's get to know the 06 card options for negative retirees available on the market. So follow along!

So, the Bradesco Consignado card is a card issued by Banco Bradesco and which, like most payroll cards, requires proof of income.

This is because, for the payroll card to work, it needs the customer to have a certain income and, thus, the payment of the invoice is automatically deducted from the payroll or from the INSS benefit of that bank customer.

Thus, the Bradesco Consignado card has several advantages such as international coverage, that is, you can shop at thousands of partner establishments of the Elo brand.

And, in addition, you have exclusive offers and discounts at various establishments around the world, as well as access to pre-sales of selected national and international shows and participation in a wide range of raffles and promotions.

On the other hand, the card is intended only for INSS or Public Administration retirees and pensioners, as well as for statutory civil servants and public employees governed by the CLT (Consolidation of Labor Laws).

Furthermore, when requesting the card, you can access an additional card for half the annual fee (R$ 22.50 or 12x of R$ 1.87).

Therefore, the Bradesco Consignado card is a great credit card option if you are retired and have negative credit. This is because it has several advantages for customers and a large digital structure aimed at providing great experiences.

So, if you are looking for a card that is part of a bank with credibility and that will not let you down at any time, but you are in doubt, because you are already retired and negative, do not worry, because Banrisul bank has the solution you need.

By the way, this is because Banrisul created the payroll card that works in the same way as the Bradesco Consignado card, with a discount directly from the beneficiary's paycheck.

Thus, among the various advantages of the card, you have the fact that the institution sends the invoice every month with the exact amount that was deducted from your paycheck, that is, you don't have to be afraid of forgetting to pay the invoice.

And, in addition, to apply for the card, it is necessary to be a beneficiary of the INSS, as well as be under 76 years of age, registered with Banco Banrisul and contract the card in the state in which the benefit is received.

Firstly, nowadays, Banco Inter is considered one of the best digital banks in Brazil and is even a 100 digital institution, having only one headquarters in the city of Belo Horizonte in Minas Gerais.

In addition, all the institution's services and products have reduced rates and very attractive values, as is the case with the Inter Consignado card.

By the way, this is because the Inter Consignado card is what you need if you have a dirty name and are retired, as it does not consult the credit protection agencies, having its own list of data.

And, in addition, in order to provide security for both the institution and the customer, the minimum payment for the card is deducted directly from the payroll, as with other payroll cards from other financial institutions.

In addition, Inter also has an online platform that provides customers with all the necessary structure to access their account and card, without having to go to a bank branch.

Among other advantages, it also has all the benefits of the Mastercard brand, as well as free and unlimited withdrawals at Banco24Horas, international coverage, lower market interest rates, purchases in installments and no annuity.

So, the Pan card is a financial product issued by Banco Pan, ideal for negative retirees.

But this happens because, when Banco Pan sends the application for the card, it does not consult the credit agencies, as there is no need, since the card bill is deducted directly from the customer's paycheck or benefit.

So, if you are looking for a bank that has a partnership with Drogaria Pacheco in which you get 25% off in stores, as well as Drogarias São Paulo with more than 20% off on all products, and also Netshoes and several other partners, Pan is the bank made for you.

And, in addition, it does not charge you a card maintenance fee and provides a digital platform with an app and website, where you can access all the services on your card.

So, if you retired but your name is dirty, don't worry, because the Pan card benefits program will fill your life with new possibilities.

So, the Payroll Card is a card issued by Caixa Econômica Federal, being one more option of financial product with several advantages offered by the institution.

Thus, it is a card intended for use by INSS retirees or pensioners under 75 years of age, and the invoice amount is deducted directly from the paycheck or INSS benefit.

In addition, the Caixa Consignado card does not consult the SPC and SERASA, that is, if you are negative, you do not need to worry, as it may be accepted by the institution.

And, in addition, the card has interest rates much lower than those of revolving cards, as well as discounts on exclusive Elo Mania products.

Incidentally, the card has the Home Check Up tool, which works as a way of arranging repairs at your home, simply scheduling a maximum of three times a year for various services available, such as electrical inspection and water tank cleaning.

Well, the Proteste card is also another interesting option for negative retirees and, unlike the other cards mentioned here, it is offered by a non-profit association: Proteste, which works to defend consumer rights.

And, in addition, it is a prepaid card that can also be requested by people with a dirty name, since it does not consult the SPC or SERASA.

But, one of the disadvantages of the card is that to have access to it, you need to become a member in order to be entitled to a fee-free card, Mastercard brand and other exclusive benefits, such as an application for managing the card and carrying out financial operations in your digital account.