Cards

7 college credit cards

If you are studying higher education and need a little help with the costs, check out this special list we prepared with 7 credit card options for university students!

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Find out which are the best options for students

Então, confira as 7 opções de cartões de crédito para universitários. Fonte: Unsplash.
So, check out the 7 credit card options for college students. Source: Unsplash.

First of all, we know that attending college can be costly for the university student. Furthermore, expenses for materials, books, transportation and food can weigh heavily on any student’s pocket. With that in mind, how about finding out about 7 credit card options for university students?

Furthermore, here you will find some card options for those studying higher education and needing financial assistance. Well, do you want to know what they are? So, keep reading and check it out!

Get to know 7 credit card options for college students

1. Santander SX

Mas, afinal, o que é e como funciona o cartão Santander SX? Fonte: Santander.
But, after all, what is the Santander SX card and how does it work? Source: Santander.

First, let's talk about the first credit card option for university students: the Santander SX card. So, to acquire this card you do not need to be a Santander account holder. However, you must prove a minimum income of R$1,045.00 and spend at least R$100.00 per invoice to avoid paying an annual fee. But, if you are a bank account holder, the minimum income required is R$500.00 and you can be exempt from annual fees if you register your CPF with the PIX key.

Furthermore, the card has international coverage under the Visa or Mastercard brand and also offers the possibility of participating in the Esfera loyalty program in which you receive discounts at partner stores. In fact, another difference is the emergency withdrawal via credit at any Santander branch.

So, do you want to know more about the product’s features? Well, check out the table below!

minimum incomeR$500 for account holders
R$1.045 for non-account holders
AnnuityR$ 399.00
FlagVisa or Mastercard
RoofInternational
Benefitsapproximation payment
Discount at partner stores
Possibility of exemption from annuity
But, after all, what are the characteristics of Santander SX?

How to apply for the Santander SX card

Zero annual fee for account holders who register for PIX, in addition to discounts at various establishments. Request yours now!

2. Superdigital

Now, how about getting to know the Superdigital card? Well, it is a prepaid credit card with the Mastercard brand and has international coverage. In this sense, the card request is made through the Superdigital application and it is not necessary to prove income.

Additionally, it is a prepaid credit card. In other words, your limit is the amount you deposited into your digital account. Therefore, no annual fee is charged, but you cannot pay in installments for your purchases.

Furthermore, the Superdigital credit card offers some advantages, such as cell phone top-ups and withdrawals on the Banco24Horas Network. However, it is important to remember that these services are charged by fintech. 

Did you like the Superdigital card and want to know its features? So, check out the table we prepared below.

minimum incomenot required
AnnuityExempt
FlagMasterCard
RoofInternational
BenefitsCell phone recharges
Withdrawals on the Banco24Horas Network
So, how does the Superdigital credit card work?

How to apply for the Superdigital credit card

With no annual fee and an international Mastercard brand, the Superdigital card may be the best option for you. Order yours now!

3. Ourocard Universitário

Mas, afinal, quais as características do Ourocard Universitário? Fonte: Banco do Brasil.
But, after all, what are the characteristics of Ourocard Universitário? Source: Banco do Brasil.

Without a doubt, the Ourocard Universitário card is a great option for anyone who needs financial assistance. Furthermore, it can only be purchased by higher education students who are between 16 and 28 years old. Therefore, Banco do Brasil requires proof of registration to grant the card.

In fact, it is not necessary to prove income to apply for your Ourocard Universitário card. This is because it has a standard limit of R$1,500.00 per card, which is good value. Furthermore, there is no annual fee charged and the customer has some benefits, such as the Vai de Visa loyalty program and discounts at Circuito Banco do Brasil and cinema chains.  

Therefore, if you want to know a little more about the Ourocard Universitário card, check out the table we prepared below.

minimum incomenot required
AnnuityExempt
FlagVisa
RoofInternational
BenefitsVai de Visa loyalty program
Discounts at various cinema chains
What are the characteristics of the Ourocard Universitário card?

How to apply for the Ourocard Universitário card

The Ourocard Universitário card is the ideal option for students who need a line of credit! See how to request here!

4. Nubank

You've certainly heard about Nubank, haven't you? Well, fintech emerged with the mission of making customers' lives easier with a digital, bureaucracy-free 100% account.

Well, the digital bank offers a credit card with a pre-approved limit of R$50.00, but this limit can increase depending on the use of the card and payment of invoices on time. What's more, you don't pay maintenance fees or annual fees. However, you need to open an account on the app to make the request.

Furthermore, the Nubank card has the Mastercard brand and has international coverage. In other words, when purchasing the product, you can be part of the Mastercard Surpreenda loyalty program. Furthermore, fintech offers contactless and virtual card technologies for you to make your purchases with more security and peace of mind.

However, to apply for the card you must be over 18 years old and not have any restrictions on your CPF. 

Therefore, check out the table below that we prepared for you with some features of the Nubank card.

minimum incomenot required
AnnuityExempt
FlagMasterCard
RoofInternational
BenefitsPre-approved limit of R$ 50
No SPC/Serasa consultation
Mastercard Surprise loyalty program
Discover the features of the Nubank card

How to apply for the Nubank card

One of the most famous cards in Brazil, full of benefits for you who are looking for more practicality in your daily life! See here how to request yours!

5. Next

Firstly, the Next card is also a good option for those looking for a credit card with a digital checking account, in addition to having many benefits. So, with the “On track” plan, you don’t pay an annual fee and also have access to cashback.

In addition, the card has the international Visa brand and offers discounts at various restaurants and entertainment services. Furthermore, the customer has exclusive resources through the application. That is, “Flow”, which helps you monitor expenses and control your budget, and Vaquinha Online, which allows the user to raise money together with friends for an event, or share a cost. 

Well, if you're interested in finding out more about Next, be sure to check out the table below with some of its features!

minimum incomenot required
AnnuityExempt
FlagVisa
RoofInternational
Benefitsexclusive discounts
Cashback
But, after all, what are the characteristics of the Next card?

How to apply for the Next card

A credit card with free annual fees and many benefits for you to enjoy! See here how to request yours!

6. Inter

Mas, afinal, quais as características do cartão Inter? Fonte: Banco Inter.
But, after all, what are the characteristics of the Inter card? Source: Banco Inter.

First of all, the Inter credit card is undoubtedly one of the most attractive on the market. This way, in addition to having the lowest interest rates, it does not charge an annual fee and offers the famous cashback with payment of the invoice. In other words, you receive back a percentage of what you spent.

So, it has the Mastercard brand and is International. In this sense, you can participate in the Masterpass loyalty program and enjoy all its benefits. Furthermore, you can make unlimited withdrawals on the Banco24Horas Network.

However, when making the request through the application, a credit analysis is carried out to verify the customer's ability to pay. 

Well, if you want to know more features about this product, be sure to check out the table below!

minimum incomenot required
AnnuityExempt
FlagMasterCard
RoofInternational
BenefitsMastercard loyalty program
Cashback with invoice payment
So, what are the characteristics of the Inter card?

How to apply for Inter credit card

The Inter credit card is ideal for you to avoid the annual fee and also earn cashback with the payment of the invoice! See here how to request yours!

7. Bradesco Neo

Anyway, let's talk now about the Bradesco Neo card. So, to apply for this product, you must prove income of at least one minimum wage per month and undergo a credit analysis. However, the customer is exempt from annual fees if they spend more than R$50.00 per month. 

As well, the card has the international Visa brand and offers a series of benefits, such as discounts on tickets at Cinemark and Teatro Bradesco. In addition, the customer also gets a 15% discount at the bank's partner restaurants. 

So, want to know more about this card? Check out the table below!

minimum incomeMinimum wage
Annuity12x of R$ 20.00
FlagVisa
RoofInternational
Benefits50% discount at Teatro Bradesco and Cinemark chains
Discount at partner restaurants
Possibility of exemption from annuity
Discover some features of the Neo card

How to apply for the Bradesco Neo card

The Bradesco Neo credit card is international and gives you exclusive discounts at restaurants and Cinemark chains! See here how to request yours!

About the author  /  Aline Barbosa

Writer and producer of content for various subjects, she is passionate about writing and the new. Always in search of knowledge, it aims to transmit what it has learned in a light and uncomplicated way.

Reviewed by  /  Junior Aguiar

Senior Editor

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