Cards
7 college credit cards
If you are studying higher education and need a little help with the costs, check out this special list we prepared with 7 credit card options for university students!
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Find out which are the best options for students
First of all, we know that attending college can be costly for the university student. Furthermore, expenses for materials, books, transportation and food can weigh heavily on any student’s pocket. With that in mind, how about finding out about 7 credit card options for university students?
Furthermore, here you will find some card options for those studying higher education and needing financial assistance. Well, do you want to know what they are? So, keep reading and check it out!
Get to know 7 credit card options for college students
1. Santander SX
First, let's talk about the first credit card option for university students: the Santander SX card. So, to acquire this card you do not need to be a Santander account holder. However, you must prove a minimum income of R$1,045.00 and spend at least R$100.00 per invoice to avoid paying an annual fee. But, if you are a bank account holder, the minimum income required is R$500.00 and you can be exempt from annual fees if you register your CPF with the PIX key.
Furthermore, the card has international coverage under the Visa or Mastercard brand and also offers the possibility of participating in the Esfera loyalty program in which you receive discounts at partner stores. In fact, another difference is the emergency withdrawal via credit at any Santander branch.
So, do you want to know more about the product’s features? Well, check out the table below!
minimum income | R$500 for account holders R$1.045 for non-account holders |
Annuity | R$ 399.00 |
Flag | Visa or Mastercard |
Roof | International |
Benefits | approximation payment Discount at partner stores Possibility of exemption from annuity |
How to apply for the Santander SX card
Zero annual fee for account holders who register for PIX, in addition to discounts at various establishments. Request yours now!
2. Superdigital
Now, how about getting to know the Superdigital card? Well, it is a prepaid credit card with the Mastercard brand and has international coverage. In this sense, the card request is made through the Superdigital application and it is not necessary to prove income.
Additionally, it is a prepaid credit card. In other words, your limit is the amount you deposited into your digital account. Therefore, no annual fee is charged, but you cannot pay in installments for your purchases.
Furthermore, the Superdigital credit card offers some advantages, such as cell phone top-ups and withdrawals on the Banco24Horas Network. However, it is important to remember that these services are charged by fintech.
Did you like the Superdigital card and want to know its features? So, check out the table we prepared below.
minimum income | not required |
Annuity | Exempt |
Flag | MasterCard |
Roof | International |
Benefits | Cell phone recharges Withdrawals on the Banco24Horas Network |
How to apply for the Superdigital credit card
With no annual fee and an international Mastercard brand, the Superdigital card may be the best option for you. Order yours now!
3. Ourocard Universitário
Without a doubt, the Ourocard Universitário card is a great option for anyone who needs financial assistance. Furthermore, it can only be purchased by higher education students who are between 16 and 28 years old. Therefore, Banco do Brasil requires proof of registration to grant the card.
In fact, it is not necessary to prove income to apply for your Ourocard Universitário card. This is because it has a standard limit of R$1,500.00 per card, which is good value. Furthermore, there is no annual fee charged and the customer has some benefits, such as the Vai de Visa loyalty program and discounts at Circuito Banco do Brasil and cinema chains.
Therefore, if you want to know a little more about the Ourocard Universitário card, check out the table we prepared below.
minimum income | not required |
Annuity | Exempt |
Flag | Visa |
Roof | International |
Benefits | Vai de Visa loyalty program Discounts at various cinema chains |
How to apply for the Ourocard Universitário card
The Ourocard Universitário card is the ideal option for students who need a line of credit! See how to request here!
4. Nubank
You've certainly heard about Nubank, haven't you? Well, fintech emerged with the mission of making customers' lives easier with a digital, bureaucracy-free 100% account.
Well, the digital bank offers a credit card with a pre-approved limit of R$50.00, but this limit can increase depending on the use of the card and payment of invoices on time. What's more, you don't pay maintenance fees or annual fees. However, you need to open an account on the app to make the request.
Furthermore, the Nubank card has the Mastercard brand and has international coverage. In other words, when purchasing the product, you can be part of the Mastercard Surpreenda loyalty program. Furthermore, fintech offers contactless and virtual card technologies for you to make your purchases with more security and peace of mind.
However, to apply for the card you must be over 18 years old and not have any restrictions on your CPF.
Therefore, check out the table below that we prepared for you with some features of the Nubank card.
minimum income | not required |
Annuity | Exempt |
Flag | MasterCard |
Roof | International |
Benefits | Pre-approved limit of R$ 50 No SPC/Serasa consultation Mastercard Surprise loyalty program |
How to apply for the Nubank card
One of the most famous cards in Brazil, full of benefits for you who are looking for more practicality in your daily life! See here how to request yours!
5. Next
Firstly, the Next card is also a good option for those looking for a credit card with a digital checking account, in addition to having many benefits. So, with the “On track” plan, you don’t pay an annual fee and also have access to cashback.
In addition, the card has the international Visa brand and offers discounts at various restaurants and entertainment services. Furthermore, the customer has exclusive resources through the application. That is, “Flow”, which helps you monitor expenses and control your budget, and Vaquinha Online, which allows the user to raise money together with friends for an event, or share a cost.
Well, if you're interested in finding out more about Next, be sure to check out the table below with some of its features!
minimum income | not required |
Annuity | Exempt |
Flag | Visa |
Roof | International |
Benefits | exclusive discounts Cashback |
How to apply for the Next card
A credit card with free annual fees and many benefits for you to enjoy! See here how to request yours!
6. Inter
First of all, the Inter credit card is undoubtedly one of the most attractive on the market. This way, in addition to having the lowest interest rates, it does not charge an annual fee and offers the famous cashback with payment of the invoice. In other words, you receive back a percentage of what you spent.
So, it has the Mastercard brand and is International. In this sense, you can participate in the Masterpass loyalty program and enjoy all its benefits. Furthermore, you can make unlimited withdrawals on the Banco24Horas Network.
However, when making the request through the application, a credit analysis is carried out to verify the customer's ability to pay.
Well, if you want to know more features about this product, be sure to check out the table below!
minimum income | not required |
Annuity | Exempt |
Flag | MasterCard |
Roof | International |
Benefits | Mastercard loyalty program Cashback with invoice payment |
How to apply for Inter credit card
The Inter credit card is ideal for you to avoid the annual fee and also earn cashback with the payment of the invoice! See here how to request yours!
7. Bradesco Neo
Anyway, let's talk now about the Bradesco Neo card. So, to apply for this product, you must prove income of at least one minimum wage per month and undergo a credit analysis. However, the customer is exempt from annual fees if they spend more than R$50.00 per month.
As well, the card has the international Visa brand and offers a series of benefits, such as discounts on tickets at Cinemark and Teatro Bradesco. In addition, the customer also gets a 15% discount at the bank's partner restaurants.
So, want to know more about this card? Check out the table below!
minimum income | Minimum wage |
Annuity | 12x of R$ 20.00 |
Flag | Visa |
Roof | International |
Benefits | 50% discount at Teatro Bradesco and Cinemark chains Discount at partner restaurants Possibility of exemption from annuity |
How to apply for the Bradesco Neo card
The Bradesco Neo credit card is international and gives you exclusive discounts at restaurants and Cinemark chains! See here how to request yours!
About the author / Aline Barbosa
Reviewed by / Junior Aguiar
Senior Editor
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