To choose a credit card that meets our needs, it is necessary to compare at least two options and compare minimum income, annuity and coverage, for example. With that in mind, today, we are going to introduce you to the Will Bank card or Nubank card, so that you can choose the best card alternative.

On one side, we have a card with an application for managing expenses. On the other hand, we have a card that is the most beloved purple in Brazil. Both, free of annual fees, with international coverage and Mastercard brand.

So, let's get to know better how they work? Check out!

Let's start by talking about the Will Bank card. It is a credit card with a very beautiful design issued by the digital bank Will Bank, which despite being newer than Nubank is just as interesting and it is worth knowing its services!

In this sense, the card is free of annual fees, that is, so that you can use it for your purchases and other services, it is not necessary to pay any fees.

And in addition, having a Mastercard flag, which is the most used flag in the world, in addition to international coverage.

Thus, you can shop at millions of brand-accredited establishments, whether physical or even digital.

Likewise, you can also participate in the Mastercard Surprise program. In it, with every purchase you make, you earn points to exchange for other products.

And best of all, you control all of this through the Will Bank app!

First, let's get to know better how the Nubank card works. It is one of the most famous cards with a digital account in Brazil, precisely because it has excellent conditions for customers.

That's because you have an intuitive application to manage all your expenses, in addition to the card having no fees or annuity.

And in addition, through the digital account you can apply for loans, make investments and various other financial services. In fact, you can save money in the account and let it yield.

It is undeniable that every day there are even better credit card options and Will Bank would be no different. Starting with the coverage of the card, which is international, allowing you to use it anywhere in the world.

And besides, you don't pay any fee to keep the card active, that's because the annuity is totally free.

Also, you can control your expenses and maintain a balanced financial life through the Will Bank application.

When it comes to the card, it allows you to pay by approximation, without having to enter your password, so you can shop more securely.

There is also a virtual card, credit and debit function, you can make withdrawals on the Banco24Horas network, the service is completely online and you even get a discount at partner stores.

Finally, the flag is Mastercard, so you can still participate in the Mastercard Surprise program in which with each purchase you make, you earn points to exchange for other products.

To apply for the card, all you have to do is access the website of the Will Bank institution, fill in the form with your personal data and order the card. After that, the site will guide you to open an account and will analyze it within 5 business days. If approved, the card arrives at your residence within 15 working days.

Firstly, the card does not charge an annual fee, that is, you do not pay any fee to maintain the card's services, so you can use it without any problems.

And in addition, the card is international, that is, you can shop in physical and online stores worldwide, in addition to having a Mastercard flag. By the way, all you have to do is use the card and register for Mastercard Surpreenda, which you can accumulate points and exchange for products.

Likewise, you can also control everything that happens with your card through the Nubank application. Also, you can increase or reduce the limit, block or unblock the card and even ask for a credit increase.

Finally, you can still anticipate installments and get great discounts! Amazing isn't it?

Unfortunately, the Will Bank card also has disadvantages, such as not having a points and cashback program.

And in addition, for you to have access to the card, you also need to open your Will Bank account and then order the credit card.

When it comes to card interest, the revolving interest is up to 16.3% per month and the installment payment is up to 13.4% per month, which is a little high. So, don't let it delay huh?

To top it off, he also doesn't offer any additional cards, so you know that card you wanted to ask your husband for? Unfortunately, it's not an option!

Among the disadvantages, the biggest one is the lack of a rewards program, because, despite the existence of Nubank Rewards, there is no card that accumulates miles.

And besides, Nubank's credit analysis is known to be a little more thorough than other digital banks, so if you're looking for ease of approval, it may not be a good option!

Firstly, both cards have similar features, such as international coverage, annuity waiver and Mastercard brand. In this case, you need to compare differences such as ease of approval and application for expense management.

So, compare the two options and see which one best meets your needs at the moment. But, if it's still not what you're looking for, see the recommended content below, another comparison between cards. Check out!