Initially, the Will Bank card or Caixa Mulher card are cards with very different characteristics, but attractive and that function as international credit cards, with brands such as Mastercard and Elo and benefit programs.

In this sense, for those looking for a different credit card that makes their financial life easier, the well-known Willzinho or Caixa card exclusively for women are good options. So, check it out!

Firstly, the Will Bank card is a credit card that belongs to the Will Bank digital bank. It offers financial products and services such as loans and credit cards.

And, in addition, it does not charge an annual fee and has a Mastercard brand, so you can participate in the Mastercard Surpreenda program in which, for each purchase made, you earn points to exchange for other products.

In fact, through the digital account application you can control all your expenses and even make financial transfers, bill payments, issuing bills and other financial services. So, Will came to innovate the digital accounts market!

Now, let’s learn a little about the Caixa Mulher card. It is a card issued by Caixa Econômica Federal and created exclusively for women.

In this sense, it has an Elo flag and an international account, meaning you can make purchases in all physical and virtual stores that accept the Elo flag.

The card can also be controlled through the Caixa digital application so you can make transfers and control spending with your Caixa card.

Despite this, it also has negative points, as we will see later. So, separate paper and pen to write down the positive and negative points of each card.

Among the advantages, the card has a free digital account in which you can control your expenses in addition to issuing invoices, financial transfers and paying bills. In fact, the application is very intuitive and has a beautiful design.

Furthermore, the card has contactless technology, meaning you can pay for your purchases just by touching the card without having to enter your password, which brings more security.

Likewise, it has a Mastercard brand, and you participate in the Mastercard Surpreenda program, so with each purchase you make, you earn points to exchange for other products.

Finally, the annual fee is free, meaning you don't pay any fees to use the card and it's international, meaning you can use it all over the world!

It's undeniable that having a credit card exclusively for women and issued by a trusted institution like Caixa is already eye-catching, isn't it? What if I tell you that it also doesn't charge an annual fee and also has several other advantages?

Among them, he has life insurance, car insurance that provides 24-hour service, special pension for women with coverage in case of pregnancy and personal credit for entrepreneurs to invest in their business, which ranges from R$150.00 to R$5,000.00 . 

And, in addition, if any personal unforeseen circumstances arise in your life, you can change the invoice due date through the application.

Likewise, the card has international coverage and a rewards program that can be controlled through the Caixa Cartões app!

Regarding the request, for Caixa account holders, it can be made through Internet Banking or on the Caixa Cards app. So, just log in with your details and the application in the “cards” tab on the main menu and wait.

On the other hand, if you are not yet a Caixa customer, just go in person to one of the Caixa branches with an updated photo identification document, CPF, proof of income and residence and place the order. Once again, the card is exclusive to women!

Despite the many advantages that the card has, it also has negative points such as the lack of a points program and cashback program.

Unfortunately, like every credit product available, the Caixa Mulher card also has disadvantages.

Among them, there is the need to prove a minimum income of one minimum wage when applying for the card.

Furthermore, Caixa also carries out credit analysis with SPC and Serasa and if you have restrictions on your name, your request will be denied.

In fact, the card is only available to women, that is, if you are a man and looking for a credit card with a similar proposal, there are other options on the market.

Although the card does not charge a maintenance fee, there are some services that are charged, for example, to make DOC or TED the amount of R$10.00 per transaction is charged and you can make up to two free transfers per day, more than that, it is charged R$6.90 per transfer.

And, in addition, you can also make up to 12 free withdrawals at Caixa electronic terminals, and the fee is only charged if you exceed this number, being R$2.60 for the personal withdrawal fee, R$2.30 for the terminal withdrawal fee and R$1.80 for corresponding withdrawal fee.

Likewise, there is also a charge of R$2.70 to withdraw the monthly statement from an ATM.

Firstly, we present to you two credit card alternatives that are very different from each other. On one side, the Will Bank card with no annual fee, Mastercard brand and expense management app. On the other hand, Caixa Mulher with exemption from annual fees, income requirement and Elo banner.

So, compare the two options and see which one best suits your needs at the moment. But, if it's still not what you're looking for, see the recommended content below, another comparison between cards. Check out!