Of course, deciding between the Ton card or the OpaPay card can be difficult, since both are prepaid and released to people with dirty names.

Even if you have a good score, it is unlikely that a credit card will be approved if your CPF is negative. Therefore, the way out to buy on credit are these cards.

Although other options are on the market, the two that we will detail below are easier and allow you to order card machines for your business sales.

In addition, they provide specific plans to use the machines and receive payments for their sales with the money falling directly into the applications.

In short, both prepaid credit cards offer card machines, but the Ton card is focused on businesses that need to receive quick cash and can only pay for cheap plans.

So, follow this comparison with us and learn more about how these options can help your business, as well as simple credit purchases that appear in everyday life.

Ton is a creation of the company Stone to make life easier for self-employed people and entrepreneurs. Therefore, these professionals can request the machine even by CPF.

Likewise, those people who apply for the CPF are entitled to the Ton digital card, which is prepaid and has an application where the customer can use the entire account daily, making transfers, withdrawals on the Banco24h network and not charging any annuity.

However, there is a fee every time there are withdrawals on the Banco24h network, where the cost reaches R$7.50. In three plans, the customer can receive the money from the sale directly in the application within one business day.

At first, the Ton customer can subscribe to the plans with CPF or CNPJ, with the Gigaton, Megaton and basic Ton plans, in addition, each one charges a fee for installments or not.

Even so, the Ton machines appear to have the lowest rates on the market, charging an average collection fee that varies between 2.9% and 4.73%.

What draws the most attention to this card is the fact that it does not require a minimum income or any proof of documents, being useful for negatives who also need to receive for sales and services.

That's because it also offers plans to access card machines, for example. In addition, the OpaPay digital account is free, it does not consult the SPC/Serasa with an annual fee of R$3.00 per month when the card is recharged through transfers.

Although it looks like a bureaucratic credit card, you don't even need to open an account to access the advantages of the OpaPay card, which allows traditional banking transactions and withdrawals at ATMs on the Banco24h network.

Furthermore, order online and have the chance to choose between three types of credit and debit card machines, boosting your sales and being safe when transferring from the machine to your digital account, which is very useful, isn't it? same?

First of all, know that the Ton card is available through CPF registrations, which can ask for the card machine or just the prepaid digital card, so see more details about this option below.

Once the customer has access to the OpaPay digital account, he will not pay membership fees and there will be no bureaucracy in the request, all done over the internet without any analysis, so check out other benefits below.

Among the main disadvantages is the fee for receipt at the machine applied by Ton, which can discount in some cases almost R$200.00 per payment. 

Sometimes, it can take days for you to access the payment money, requiring the customer to join the most expensive plan so that the money falls within 1 business day, for example.

Finally, only those people who ask for the card machine with CPF can access the digital card, which limits the customer in some cases.

Know that even with the facilities, OpaPay customers cannot make purchases in installments, that is, it will only be used when there is a recharge.

As much as the card promises little bureaucracy, it only allows you to order a prepaid card by opening a digital account, so move your account and also the card to gain access and not pay a monthly annuity of R$ 3.00.

Despite similar options, were you able to differentiate and decide between the Ton card or the OpaPay card?

In short, we brought two prepaid credit cards, with one of them without credit analysis or SPC/Serasa consultation, while the other is ideal for entrepreneurs who want to pay less fees for selling the card machine.

Therefore, when choosing, evaluate the advantages mentioned above and how the international prepaid credit card can meet your needs, remembering that you have to opt for the machine to get the digital card, in the case of the Ton card.

Also, don't worry if you didn't come up with a favorite, after all, we've prepared another card comparison for negatives that doesn't involve card machines and may be ideal for subscriptions to Netflix, Spotify, etc. Then click below!