Without a doubt, anyone who sells or buys on credit needs a simple and cheap digital account, right? So, how about deciding between the Ton card or Access card?

In short, the Ton card is from Stone, focused on offering card machines and digital accounts, without charging an annual fee or any monthly fee, as long as the customer pays the membership fee and fee for each transaction.

On the other hand, the Access card is the chance for those with a bad name to make international purchases again, paying for Netflix, Spotify and any application abroad, for example.

So, how about deciding today between two options that you have requested online, with the chance of not going through any credit analysis and operating a receipts account with the credit modality?

So, without further ado, check out the detailed comparison below and find out which digital credit card will be most useful for you!

If you happen to be an entrepreneur or self-employed person who needs to sell in installments or using a debit card, the Ton machine does not require the creation of a CNPJ and also offers a digital card.

With this digital card you can make payments with money from sales, which is available within one business day in some cases, upon payment of fees per transaction.

In any case, the Ton customer chooses between one of the company's three plans, which are divided between GigaTon, MegaTon and basic Ton, each with different benefits and payment of a membership fee.

Choose between the T1, T2 and T3 machines, pay a membership fee that can be divided into 12 interest-free installments, in addition, only those who order via CPF have the digital card.

Finally, the Ton card carries out a credit analysis, but states that it is not a prerequisite to have a clean name to make the request, so the tip is to try and wait for approval!

Since many negative people suffer from non-approval of credit, prepaid payments come as a light at the end of the tunnel, especially when there is no bureaucracy.

Once the customer orders the Access card online, they do not undergo document evaluation and have a credit card for international purchases or any other, even with a dirty name.

This means that upon recharges to be made, you will be able to discount streaming and application subscriptions without any bureaucracy, paying some pre-defined fees.

Furthermore, the card arrives within an average of fifteen days and is activated as soon as a fee of R$14.90 or R$100.00 is deposited into the digital account, so all you have to do is shop!

Not just a digital account, but also an ally in sales, the Ton card offers one of the cheapest machines on the market, providing access to small entrepreneurs, so see the advantages in detail below.

Whether you like it or not, the Acesso card is ideal for those with a dirty name to make international purchases and not be tied to expensive bills, like traditional banks, so check out other details below.

Without a doubt, the fees related to the Ton card can be heavy, because only customers with the T3 machine and GigaTon plan can have access to all the benefits, such as Wi-Fi connection and printing of receipts.

To do this, set aside at least R$406.80 to get all the benefits, in addition, the Ton card does not confirm whether negative candidates can apply for the machine and digital card, so it is important to try.

Once you request the Access card, some fees need to be paid, including the usage fee for each recharge, which is charged monthly in the amount of R$5.95. Also, top up R$100.00 so it comes out for free, if not, the fee is R$14.90.

Furthermore, top-ups lower than R$500.00 also have a monthly fee of R$2.50, therefore, for a fee of almost R$9.00 to not be charged monthly, the top-up value must be at least five hundred reais.

Finally, which card would be ideal for you, one that is for negative people or another that encourages small businesses?

In short, the Ton card has a free digital account, offers card machines for individuals and charges fees only for using the machine, with the customer being able to choose between three plans.

On the other hand, the Access card is recommended for those who have a bad name and need to pay via credit by recharging, paying again for subscription plans and other international applications.

So, evaluate your needs and what doesn't affect your financial budget to reach a safe and beneficial decision.

Without a doubt, it's a difficult decision, so don't worry if you haven't found the ideal card yet. Follow us in another comparison and increase your options in the dispute over which is the best credit card!