Cards

Superdigital card or Santander SX card: which one to choose?

Either the Superdigital Card or the Santander SX Card, both are cards issued by the Santander bank and with exclusive benefits! Check out!

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Find out which credit card to choose

Cartão Superdigital ou Cartão Santander SX: qual escolher? Imagem: Melhores destinos
Superdigital card or Santander SX card: which one to choose? Image: Best destinations

Initially, the Superdigital card or Santander SX card are two card options offered by the Santander bank. The fact is that both have different proposals that allow you to choose the best card option!

So, to learn a little more about the pros and cons of these cards, we've brought you a comparison so you can do an analysis! Check out!

Or if you are already sure that this card is for you, apply for the card now by downloading the Superdigital application and opening your account in less than 10 minutes.

Find out how to apply for the Superdigital card

Our team separated the step by step to teach you how to apply for this card

Superdigital Card

Cartão Superdigital ou Cartão Santander SX: qual escolher? Imagem: FDR
Superdigital card or Santander SX card: which one to choose? Image: FDR

Initially, the Superdigital card is a card issued by the Santander bank, linked to the Superdigital account. This means that, in order to access the debit card, you need to download the application on your device and open your Superdigital digital account.

Well, Superdigital is a fintech of Banco Santander, so Banco Santander is the one behind the whole process, guaranteeing security and transparency, as well as credibility in the provision of services by fintech Superdigital!

To access the Superdigital debit card, you need to make the first deposit. That's because the Superdigital card works like a prepaid card. That is, you can only use the card and make purchases with it if you have something on your account.

Another advantage of Superdigital is that you can also access Superdigital's virtual card. The fact is that we need to point out that the account is not free, because fees and amounts are charged to access the services of the digital account.

Therefore, Superdigital is a simpler way to have access to a digital account with a fast and affordable service provision, however, as it charges fees for some services, it is recommended that you carry out an analysis to find out whether or not it is a good option!

Santander SX Card

Cartão Superdigital ou Cartão Santander SX: qual escolher? Imagem: Foregon
Superdigital card or Santander SX card: which one to choose? Image: Foregon

Initially, the Santander SX card is a credit card model issued by the Santander bank, which has a Visa or Mastercard flag and international coverage. That is, you can shop at national and international stores, having a wide choice of stores.

Well, the Santander SX card charges an annuity fee, but it also offers ways to get this fee zero. To be able to reset this rate, just follow criteria such as registering a PIX key or even having invoices above R$100, so that the registration can be completed.

And also, to apply for a credit card, you can go to one of the branches of Santander bank, as well as, you can apply for a credit card over the phone or on the official Santander website.

Another advantage of the Santander SX card is that the customer can request 5 additional cards to the holder's card, that is, his whole family can have access to the card. Always remembering that it is important to be careful with the monthly expenses of the card.

Therefore, the Santander SX card is a super advantageous option, with discounts and advantages for users, especially if they are Santander bank account holders.

What are the advantages of the Superdigital card?

Initially, the Superdigital card has several advantages. That's because, the advantages will vary according to each plan. So, for example, the “try it” plan gives you access to a virtual card; bill payment; cell phone recharges; exchange rates in up to 10 different currencies.

And on top of that, the plan also gives you access to transfers between Superdigital accounts and a maximum of R$200 in monthly transactions. On the other hand, there is also the “You are the boss” plan, which gives you access to all the advantages of the trial plan and even free withdrawals or transfers to other banks and withdrawals abroad.

Other advantages are access to a free physical card and 5 additional cards, as well as withdrawals on the Banco24Horas network. Therefore, the Superdigital account allows you to access various services, depending on the plan you choose.

What are the advantages of the Santander SX card?

So let's get to know the advantages of the Santander SX card that is part of the Santander bank. At first, the first advantage of the Santander SX card is that it has the Visa flag, that is, customers can take advantage of all the Visa Gold program offers.

And in addition, as we mentioned, the card has an annuity, however, you can reset this annuity. The fact is that the annual fee becomes an obstacle for customers to have access to the Santander SX card.

Another advantage of Santander SX is that the customer can request up to 5 additional cards and still have access to the advantage of up to 50% of discounts at Esfera partner stores. Therefore, the Santander SX card is a card full of advantages for customers, with even more exclusive offers than conventional cards!

What are the disadvantages of the Superdigital card?

Cartão Superdigital ou Cartão Santander SX: qual escolher? Imagem: FDR
Superdigital card or Santander SX card: which one to choose? Image: FDR

Well, among the biggest disadvantages of the Superdigital card we have: The fact that the card does not offer a credit card; this is because the card only in the debit mode does not allow for purchases in installments and the card does not offer loans; does not offer withdrawals; TEDs and not even investment programs.

And in addition, the card also does not work with issuing free or unlimited slips. Another disadvantage of the Superdigital card is that it charges a monthly fee, as well as fees for services such as withdrawals and bank transfers.

What are the disadvantages of the Santander SX card?

At first, one of the biggest disadvantages of the Santander SX credit card is the annual fee. That's because most cards with digital accounts don't have maintenance fees, so it can become a problem.

The fact is that the Santander bank brought a proposal for customers to be able to zero the annuity rate, simply by registering the PIX key or spending invoices above R$100. But you have to be careful not to spend more than recommended.

Therefore, the Santander SX card can be an advantageous option for customers looking for offers that offer an interesting proposal, even if they need to pay a card maintenance fee!

Superdigital Card or Santander SX Card: Which is Best for You?

Well then, the Superdigital card or Santander SX card are options for cards issued by Banco Santander with innovative, different and very interesting proposals to bring more security and comfort to customers, even more so if they are account holders at Banco Santander.

Therefore, make an analysis of the cards that are available on the market and see which one is the best option for you! And if you still have doubts, check out a new card comparison below that we bring in recommended content.

Santander SX card or Original card

The Santander SX card or Original card are credit card options for those looking for security and quality services. Check out!

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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