To begin with, the Superdigital Card or Next Card are two card options with very interesting proposals such as a program of offers and discounts, as well as international coverage and a digital account for customers of both cards!

Then, we will show you all the services that these two cards offer, as well as the advantages and disadvantages so that you can make the best choice! Check out:

Initially, the Superdigital card is an ideal card for people with bad credit. This is because he does not carry out a credit analysis at agencies such as SPC and SERASA, nor does he require proof of income. And in addition, it still offers two models of credit cards.

So, it offers the prepaid Mastercard International and the virtual card. About the prepaid Mastercard Internacional, it is a card that allows you to make purchases anywhere in the world, as well as withdraw money from Banco 24 Horas networks and still have access to the Mastercard Surpreenda program.

However, as it is a prepaid card, you need to put money in the Superdigital account to be able to use it. So, when shopping with the card, it works in the credit function, but the amounts will be deducted at the time of purchase, in the debit function.

And in addition, you also have the Superdigital virtual card that allows you to make purchases in online stores safely and comfortably but, because it is a virtual card, there is no withdrawal function, as well as, you cannot pay in installments the shopping!

Therefore, the Superdigital card is an excellent choice for anyone looking for versatility combined with technology and security!

Well, the Next card is part of the Next digital bank, which is a 100% digital and free institution, that is, all services are done through the institution’s website or application!

So, you have the security, comfort and technology in the services offered by Banco Next, as well as the quality you need when using a credit card! And besides, Next is a direct competitor of large digital banks like Nubank and Inter!

Also, the Next card is very simple to apply for, just install the app on your cell phone, available for Android and iOS, and create your digital account! After that, all you have to do is apply for the card, which will undergo a quick and secure credit analysis!

Therefore, the Next card is a new card model that seeks to offer quality services and be a strong competitor of other banks!

So, the first advantage of the Superdigital card is that transfers to other banks cost R$5.90 per operation, the first one being free. Plus, you can issue a balance or statement at any ATM in the Banco 24 Horas network for R$2.00!

Another advantage is that you can also make withdrawals at any ATM in the Banco 24 Horas network for R$6.40, as well as having access to an extra physical card or duplicate for R$14.90. Furthermore, the ticket issuance fee is R$2.90, and you can make withdrawals abroad through the Cirrus Network.

And in addition to all these advantages, the Superdigital card also entitles customers to 1 free withdrawal or transfer per month to other banks, plus 1 physical card and 5 additional cards.

Therefore, the Superdigital card has several card options for customers looking for a bank that brings accessibility to the whole family!

So, the first advantage of the Next card is the annuity exemption. This is because, unlike several other digital bank cards, Next does not charge a service maintenance fee!

And in addition, it also has a super intuitive and simple to use application that can be downloaded on any mobile device, available on Google Play and the Apple Store, as well as the Superdigital card, also giving the right to various discounts in partner companies such as Uber and Nature!

And in addition, Next still has a cashback program in which you receive, after making purchases using the Next card, a certain amount of money back!

That is, you shop and still get discounts and cash back! It's a consumer dream, isn't it?

Well, the first disadvantage of the Superdigital card is the fact that you cannot pay for purchases in installments, as well as you cannot have pre-approved credit, because the customer can only make purchases using the card if he has an available balance. on the account!

And in addition, to have access to the digital account, it is necessary to make purchases above R$500 per month, to become completely exempt from the annuity. That is, unlike the Next card, in the months when you do not use these amounts, you will need to pay the annual fee.

Therefore, the Superdigital card is a good option for people with a dirty name, but it is necessary to analyze the disadvantages that the card presents, such as charging an annuity fee and the fact that it cannot be paid in installments for purchases, which for most Brazilians , is a big disadvantage!

So, most of the services and plans offered by Banco Next for the Next card are free, including the annual fee, but there are also services that are charged, for example, registering to start a relationship with next: R$30.

And on top of that, it charges a debit card home delivery fee of around R$3. That is, even though it offers free services, there are some charges for Next! So, before opting for this card, do an analysis of all the fees charged!

Well, Superdigital or Cartão Next are two card options with different proposals, but which offer comfort, annuity waiver, cashback program and several other exclusive advantages! So make a good analysis between them before opting for one or the other!

But if you still have doubts, check out a new card comparison below that we bring in recommended content: